Azizi Bank

Azizi Bank – The Bank You Can Trust

Azizi Bank, Afghanistan’s largest commercial Bank with a pan Afghanistan presence across more than 32 provinces, headquartered in Zanbaq Square, Kabul, is the outcome of the professional & entrepreneurial commitment of its founder Mr. Mirwais Azizi and its top management team, to establish a high quality, customer centric, service driven, private Afghan Bank catering to the future businesses of the Islamic Republic of Afghanistan. In the span of 15 years, Azizi Bank has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. The bank has a wide spread network of 80 branches including extension counters and have more than 100 ATMs spread across the country. The bank also owns the first full-fledged Islamic Bank in the country – The Islamic Bank of Afghanistan which also have a wide spread distribution of 59 branches and 42 ATMs across the country. As on 31st Dec 2020, Azizi Bank with a deposit base of USD 519 Million and with a consolidated deposit base of more than USD 860 Million holds almost 25% of the total banking deposit share in the country having 12 banks including two foreign banks. With a total book size close to 1 Billion USD, Azizi Bank along with its subsidiary holds a supreme position in the country. Azizi Bank has been recognized amongst the Top and Fastest Growing Banks by prestigious international media houses and Global Advisory Firms, and has received several international honors for across the globe. The bank caters to various business segments which includes Retail & Corporate Banking, Treasury, Payment & Settlement, Remittance services and sustainable practices through responsible banking vide its CSR initiatives. The unifying theme at Azizi Bank ever since it started 15 years ago, is its goal-driven investment on experience and innovation, which it took as its starting point when it developed the bank’s corporate motto. With its strong customer centric approach, extensive knowledge of the industry, dedicated employees, Azizi Bank have been successful in becoming the leading bank in the Islamic Republic of Afghanistan. Some important highlights of the Bank as on 31st December 2020:

• Total book size of more than USD 611 Mio as on 31st Dec 2020
• Consolidated book size of approx. USD 1 Billion along with its 100% subsidiary bank, The Islamic Bank of Afghanistan.
• Bank with a substantial capital fund of USD 80.20 million & a strong Capital Adequacy Ratio of approx. 24% as on 31st Dec 2020.
• More than 15% market share of the total deposit position in the country which is comprising of 12 banks.
• Strong Employee base of more than 1800 with 18% women work force.
• Pan Afghanistan presence in 31 provinces out of the 34 provinces with 80 branches and 101 ATMs.
• Serving a mammoth base of more than 1.1 Million customers.
• Banker to the major Domestic and International corporate houses.
• Responsible Banking initiatives vide its extensive Corporate Social Responsibility programs.
• International Engagement initiatives with the following global companies on various strategic initiatives

• Alvarez & Marsal, USA (2015-2017)
• Ernst & Young, USA (2019)
• International Finance Corporation, UAE (2019)
• Thomson Reuters, UK (2016-2019)
• Refinitiv, UK (2020) – Former Thomson Reuters
• Elucidate, Germany (2019-20)
• MFR Financial Rating, Italy (2020) – Azizi Bank is rated as Stable BB+

Azizi Bank has taken a strong lead in the Corporate Social Responsibility initiatives by providing aids and financial assistance to local educational institutions which included schools, colleges, universities and NGOs. The bank has also engaged itself with relevant ministries in supporting women empowerment, cultural enhancement and environmental sustainability initiatives. Some of the initiatives includes
• Tree Plantation across the country for a Greener Afghanistan
• Blood Donation Campaigns
• Financial & Technical assistance to boost women empowerment
• Food & other essential amenities donations to the under-privileged section of the society
• Awareness campaigns on various initiatives like education, health safety etc.
• Environmental Sustainability initiatives – Save Water, Pollution control, Say NO to cutting trees campaigns etc. Within its endeavors to sustain the brand image and provide world class customer service, Azizi Bank have received several international awards and recognitions from across the globe. This has not only assisted the bank to get global attention but also supported to build upon the brand image of the Azizi Group. Some of its achievements are as under:
• Best Bank-Customer Service, Afghanistan 2016 by International Finance Magazine, London.
• Best Corporate Governed Bank in Afghanistan 2016 by Quest on the Frontier, Singapore
• Best Socially Impact Bank in Afghanistan 2016 by Capital Finance International, London
• Best Private Sector Bank, Afghanistan 2016 by South Asian Partnership Summit, Sri Lanka-an award specifically aimed at recognizing institutions from the SAARC Countries
• Best CEO Award by South Asian Partnership Summit, Sri Lanka
• Best Retail Banking CEO Award, 2016 by International Finance Magazine, London.
• The first bank from Afghanistan to be interviewed by India Empire- The magazine which connects the political, diplomatic and the business community diaspora of the world from India
• Industry Leadership Award 2016 by the World Leadership Congress, Mauritius
• Only Bank from Afghanistan to be invited at the London Stock Exchange for an exclusive interview on the financial, economic & banking reforms in the country.
• Exclusive Interview of the CEO at the BBC, London studio
• Best Retail Enterprise in Afghanistan by the Europe Business Assembly Socrates Committee, London in March 2017. The glamorous Queen Victorian Award was presented to Azizi Bank. This is an historic significant achievement for any financial institution in Afghanistan.
• CEO, Azizi Bank received the membership badge of the International Club of Leaders with the Thames Valley Chamber of Commerce, European Union
• Best Retail Bank in Afghanistan from Wealth & Finance International Magazine, London for its outstanding contribution towards the banking growth in Afghanistan in March 2017.
• Award from Indian Empire for its dedicated efforts in improving the banking culture in Afghanistan & Women Empowerment in April 2017 from the hands of the Indian Govt. & in the presence of Ministers from Afghanistan and Ambassadors and Consular Generals from 11 Nations.
• Best Corporate Governance Award from Quest on the Frontier, Singapore second time in a row in April 2017.
• CEO of Azizi Bank won the Promising Young Banker Award 2017 from the Asian Banker
• Best Enterprise Award & the Best Initiative for CSR from Euro Money Awards for Excellence, Hong Kong 2017
• Best Private Sector Bank, Afghanistan 2017 (second time in a row) by the South Asian Partnership Summit held in Dhaka, Bangladesh
• Business Excellence Awards 2017 and World Leader Business Person Award 2017 for CEO by the World Confederation of Businesses, Houston, United States of America
• Best Digital Bank 2018 by CFI.Co, London
• Peak of Success Award for Best Bank 2018 by the World Confederation of Business, Miami
• European Quality Award for meeting European Standards of Banking by Europe Business Assembly, 2018
• Honorary Professorship of the Academic Union, Oxford for CEO, 2018
• Golden Peacock Award for Business Excellence by the IOD, 2019
• Excellent Banking Services Award by SAPS (3rd time in a row) for SAARC Countries, 2019
• World’s Greatest Brand & Leaders Award by Asia One Business, 2019
• Beyond Excellence Award 2019 by World Confederation of Businesses, USA
• Best Bank in Afghanistan 2020 by Wealth & Finance International Magazine. The bank currently maintains its correspondent banking relationships with banks in India, Spain, Italy, UAE, & Russia in INR, USD, EURO, GBP & AED. For more details, please visit www.azizibank.af or visit our official Facebook, Instagram, Linked In or Twitter pages or call our 24 hours call center number at 1515 or +93 701 80 1515 or email: [email protected]