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What does a traditional accountant charge for year-end accounts — and what do you actually get?

Hourly rates. Year-end invoices higher than expected. Retainers you're not sure about.

For a straightforward UK Ltd company or sole trader, mouanalytics.co.uk charges £300. Flat rate.

All in. Statutory accounts, CT600, Companies House. You know the price before we start.

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If your year-end is before April, ask these five questions now.

01 Am I on the optimal £9,100 director salary?
02 Have I timed my pension contribution correctly?
03 Is there equipment to buy before year-end for AIA? 04 Is my director's loan account in a healthy position? 05 Are my books fully reconciled? After year-end closes, most of these cannot be undone.

mouanalytics.co.uk models all five.
Free report.

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Most UK businesses file accounts once a year.

The ones that grow review them every month. Management accounts give you your P&L, balance sheet, cash flow and key ratios — every month.

Annual accounts tell you what happened last year. Management accounts tell you what's happening now — with enough time to do something about it.

mouanalytics.co.uk produces monthly management accounts.

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📅 Monday Money Check — Week 13.

Are you claiming business mileage?

HMRC allows 45p per mile for the first 10,000 business miles per tax year in your personal vehicle, then 25p above that.

Tax-free. Client visits, supplier trips, conference travel, all qualify. Commuting does not.

Most business owners under-claim or don't claim at all. MouAnalytics flags unclaimed mileage in your free report.

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September is the best month to sort your business finances.

Q2 closed.
Q3 underway.
Year-end approaching — but still time to act.
Review your director salary, model your pension contribution, check your VAT scheme, know your DLA balance, get your books reconciled.
Don't wait until January. mouanalytics.co.uk

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IR35 — do you know if you're inside or outside?

If you operate through a Ltd company but work like an employee, HMRC may rule you're inside IR35.

That means all your income taxed as employment income. No dividend efficiency. No Corp Tax savings.

The three tests: substitution, control, mutuality of obligation. Get it assessed properly. mouanalytics.co.uk

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