Shield Point Risk Advisors

Landlord coverage can address areas like the dwelling, liability, personal property, and certain lost rental income after a covered loss.

Have you reviewed your rental property insurance recently? What’s one part of landlord insurance you’re unsure about?

Drop your question below, I’d be happy to hear it.

When you review your auto insurance, what should you actually be looking at?

It’s more than just the premium. Your coverage limits, liability,
uninsured/underinsured coverage, and how you actually use your vehicle all matter.

And as life changes, your coverage may need to change with it.

What’s one thing about your auto insurance you’ve always wondered about?

Drop your question below, I’d be happy to answer it.

To me, good insurance conversations aren’t about assuming everyone needs the same coverage.

They’re about understanding what you own, what you’re responsible for, and what could realistically be at risk.

Have questions about renters insurance or what your current coverage actually protects? I’m always happy to help you think it through.

Learn more about renters insurance here:
https://lnkd.in/erTHjM26

One thing I always encourage clients to consider: How much liability protection do you really have?

A major claim can go beyond your home or auto policy limits. A personal umbrella policy may provide an additional layer of protection.

But it should be based on your actual situation, not a checklist.

Understand your exposure first. Then decide what protection makes sense.

𝐅𝐫𝐢𝐝𝐚𝐲 𝐭𝐡𝐨𝐮𝐠𝐡𝐭: 𝐚𝐫𝐞 𝐲𝐨𝐮𝐫 𝐥𝐢𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐥𝐢𝐦𝐢𝐭𝐬 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐮𝐩 𝐰𝐢𝐭𝐡 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮’𝐯𝐞 𝐛𝐮𝐢𝐥𝐭?

A major claim can go beyond your home or auto coverage. An umbrella policy may provide an extra layer of protection.

𝐊𝐧𝐨𝐰 𝐲𝐨𝐮𝐫 𝐞𝐱𝐩𝐨𝐬𝐮𝐫𝐞. Then make an informed decision.

𝐋𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 𝐚𝐭 𝐬𝐡𝐢𝐞𝐥𝐝𝐩𝐨𝐢𝐧𝐭.𝐜𝐨𝐦 today!

You worked hard for what you have.

Your home.
Your vehicles.
Your business.
Your investments.
The life you’ve built along the way.

Labor Day is a chance to recognize that work, and to remember that protecting what you’ve worked for matters, too.

The right insurance isn’t about having the most coverage.

It’s about having the 𝐫𝐢𝐠𝐡𝐭 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮’𝐯𝐞 𝐛𝐮𝐢𝐥𝐭 𝐭𝐨𝐝𝐚𝐲.

This Labor Day, take a moment to appreciate how far you’ve come.

And when life changes, make sure your coverage keeps up with it.

𝐇𝐚𝐩𝐩𝐲 𝐋𝐚𝐛𝐨𝐫 𝐃𝐚𝐲 𝐟𝐫𝐨𝐦 𝐒𝐡𝐢𝐞𝐥𝐝 𝐏𝐨𝐢𝐧𝐭!

𝐅𝐫𝐢𝐝𝐚𝐲 𝐭𝐡𝐨𝐮𝐠𝐡𝐭 𝐟𝐫𝐨𝐦 𝐦𝐞: “I’m probably covered.

I hear that one a lot.

And honestly, it’s easy to think that, especially when life gets busy.

But before the week wraps up, it’s worth asking: 𝐡𝐚𝐬 𝐚𝐧𝐲𝐭𝐡𝐢𝐧𝐠 𝐜𝐡𝐚𝐧𝐠𝐞𝐝?

A new car, renovation, business, major purchase, or change in assets could be a good reason to revisit your coverage.

You may not need more insurance. You may simply need to make sure what you have still fits your life.

Have a great weekend, and don’t leave the important questions for when you need the answers.

🌐 Learn more at shieldpoint.com

𝐃𝐨 𝐈 𝐫𝐞𝐚𝐥𝐥𝐲 𝐧𝐞𝐞𝐝 𝐮𝐦𝐛𝐫𝐞𝐥𝐥𝐚 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?

I get this question fairly often, and honestly, there isn’t a one-size-fits-all answer.

When I’m talking with someone about umbrella coverage, I want to understand the bigger picture first, their household, assets, activities, business exposure, and the liability coverage they already have.

Because having more insurance isn’t necessarily the goal.

The goal is making sure your protection makes sense for your actual situation.

If you have a question you’d like me to answer, drop it in the comments.

I’ve learned that insurance decisions rarely happen on their own.

A growing business can change your personal exposure. A new asset can create new risks. Family changes can shift your priorities.

Sometimes, you don’t have the “wrong” policy. You just need someone to step back and look at the bigger picture.

That’s why I like to start with questions before recommendations.

Clarity first. Then decisions.

🏠 Life changes. Does your insurance change with it?

New renovation? New vehicle? Kids driving? More valuable stuff?

It’s easy for these things to happen over time and never think about how they might affect your coverage.

Something I always tell people: it’s worth checking every now and then to make sure your insurance still makes sense for where you’re at today.

Take a look at what we do at shieldpoint.com