Model Mortgage

Sometimes the answer isn’t just getting a new mortgage.

We leveraged a HELOC to help a client move into a bigger home while completely restructuring their mortgage terms for the better.

The right loan strategy can change the entire deal.

Follow Matthew Bramow | Model Mortgage to learn how you can leverage your current situation.

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Good people, good business, and a little golf in between. ⛳️
Always good getting out with the Goosehead + Model Mortgage crew and talking about how we can create more options for our clients.
Great day at BlackHorse. Jordan Smith Jesse Clemente

Every deal is different.

Different income. Different credit. Different property. Different problems.

That’s where experience matters.

Whatever the situation looks like, we’ll find the best way to get it done.

Buying the house is only step one.

Make sure you file for your homestead exemptionand update the address on your driver’s license. These small steps can have a real impact on your property taxes and help establish the home as your primary residence.

Don’t leave money on the table over paperwork.

You’ve been told your tax returns determine what you can qualify for

But with a bank statement loan, your actual cash flow may tell a different story.

No traditional W-2 income required.
No need to qualify the conventional way.

Uses bank deposits to help verify income
Built for business owners & self-employed borrowers
More flexibility when tax returns don’t show the full picture

💰 Your business cash flow matters

For entrepreneurs, this can be one of the most useful loan options.

You’ve been told your income determines what you can buy ❌
But with a DSCR loan, the property can qualify based on its own cash flow.
No W-2s.
No tax returns.
No traditional income verification.
🏠 More flexibility
📈 Built for investors
💰 The deal matters more than the paycheck
The investor’s dream mortgage.

Follow Matthew Bramow for more tips!

Where would the courage be in pursuing greatness if success was certain?

BUY VS RENT - What Should YOU Do?

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The Doctor loan is now available! Residents can use the product as well. Up to 2M loan amount, zero down and no mortgage insurance! Share the news!