Michael Cuti - Relationship Development Associate

Michael Cuti - Relationship Development Associate

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Helping individuals and businesses with their financial needs.

With my experience from a career in corrections I especially try to help law enforcement and first responders with their needs.

09/25/2026

October is Breast Cancer Awareness Month.

We take this time to honor the strength of those who have faced a diagnosis, support those currently going through it, and recognize the families and communities who stand beside them.

Awareness matters. Support matters. Presence matters.

We stand with you.

Families face higher costs as back-to-school season nears 09/02/2026

Back-to-school season is bringing higher costs for many families.

A new analysis found that a typical basket of school items, including notebooks, lunch boxes, and index cards, is up nearly 8% compared with last year.

School lunches are also more expensive, with the cost of a typical packed lunch up 11%.

The analysis estimates families may spend roughly $4,000 per student on school supplies and lunches this year, including about $175 on school items and $3,800 on packed lunches.

Some items have seen especially sharp increases. Lunch boxes are up 27%, one-subject notebooks are up 23%, and index cards are up 22%.

Higher tariffs, imported school supplies, food prices, and energy costs are all contributing to the increase.

For families, back-to-school shopping is a reminder that seasonal expenses can add up quickly, especially when everyday costs are already stretching household budgets.


Source:

Families face higher costs as back-to-school season nears U.S. households will spend roughly $4,000 per student on school supplies and lunches this year, a new analysis found.

2026 NFL Kickoff guide: Everything you need to know for the upcoming season 09/01/2026

🏈 Football season is almost here, and all 32 NFL teams are bringing something new to the field.

From offseason moves and fresh faces to shifting expectations across every division, there’s no shortage of storylines heading into 2026.

The season opens with the New England Patriots facing the Seattle Seahawks in a Super Bowl 60 rematch, and that’s just the beginning.

Whether you’re following your hometown team, setting a fantasy lineup, or just counting down to Sundays on the couch, now’s a great time to catch up on what changed during the offseason.

🏆 Which team are you watching most closely this season?


Source:

2026 NFL Kickoff guide: Everything you need to know for the upcoming season NBC Sports has 32 team previews full of stats, storylines and projections that could shape your favorite team’s season.

Dolly Parton's philanthropy was based on 'her belief in the goodness of people' 08/31/2026

Dolly Parton’s legacy reaches far beyond music.

Over the years, she gave millions to causes ranging from disaster relief and medical research to education and children’s literacy. Her Imagination Library alone has distributed more than 330 million books to children across five countries.

After devastating Tennessee wildfires in 2016, her My People Fund provided displaced families with $1,000 a month for six months, no strings attached. She also donated $1 million toward COVID-19 vaccine research and supported schools, scholarships, pediatric care, and communities close to home.

What tied so much of that work together was remarkably simple: trust people, see a need, and respond.

Her example is a meaningful reminder that generosity doesn’t have to follow one formula. It starts with deciding what matters to you and finding a way to make an impact.


Source:

Dolly Parton's philanthropy was based on 'her belief in the goodness of people' Dolly Parton's death is shining a new light on the country music icon's philanthropy. The Library of Congress has called Parton a “titan of children’s literacy” for the millions of free books provided monthly through her Imagination Library.

The Common Cents Act is closer to becoming law. What would it mean for businesses and consumers? 08/17/2026

The Common Cents Act has passed the House and now moves to the Senate for consideration.

The bill is tied to the phase-out of the penny and would create a national rounding standard for cash transactions.

Under the proposal, cash purchases would be rounded up or down to the nearest five cents when exact change is not available.

For example, a purchase totaling $10.02 would round down to $10.00, while a purchase totaling $10.04 would round up to $10.05.

Pennies would still retain their value under the act, even as the Treasury stopped minting them.

The bill is especially relevant for businesses that handle cash, including restaurants and retailers, because it could reduce confusion and legal risk around exact change.

For consumers and businesses, the broader takeaway is that even small changes in currency rules can affect daily transactions, checkout systems, and cash-handling practices.


Source:

The Common Cents Act is closer to becoming law. What would it mean for businesses and consumers? New law aims to address how businesses and consumers should transact amid the phase-out of the penny.

08/13/2026

What is it about August?

07/28/2026

Retaining great employees starts with showing them their future matters. This post spotlights the SIMPLE IRA as an accessible retirement option designed with smaller teams in mind, giving business owners a specific, tangible reason to start the conversation.

07/27/2026

Join us for a donut on us and take a few minutes to learn more about what FGP does and how we may be able to help you work toward your financial goals. Whether you're looking to protect your family, plan for the future, or simply want to learn more about your options, we'd love the opportunity to connect.

If you're considering a career change, one of our recruiters will also be on hand to answer questions and share information about opportunities with our team.

While this event was originally organized with my former York County Prison colleagues in mind, everyone is welcome! We always enjoy meeting new people, making new connections, and having meaningful conversations.

We look forward to seeing you there!

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