Perpay Inc.

Perpay Inc.

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Make your paycheck work harder for you. Access what you need or want today, while building for tomorrow. Shop & Build Credit 🛍️ 💳 📈

B Corp Certified™

Our mission is to make life's purchases more accessible and help you build credit along the way.

09/18/2026

Scoring 30 points isn’t so hard when you partner with Perpay 💃🪩🕺

09/15/2026

At least my credit utilization stays low

09/13/2026

Or a year of Perpay+ 🫣

09/10/2026

score!

09/09/2026

Just in time for the holidays

09/08/2026

say hello to your wallet’s newest rockstar 🤘



The first unsecured credit card* powered by your paycheck that helps you pay down your balance. Access up to a $1,500 starting credit limit!

The Perpay Credit Card is subject to credit approval. Not available to residents of New Hampshire, Vermont, or the U.S. territories. The Perpay Credit Card is issued by Celtic Bank.

The Perpay Credit Card is an unsecured credit card with eligibility requirements such as ongoing payroll direct deposits. See our Direct Deposit Terms and Cardholder Agreement for more information.

09/06/2026

what are you up to this Labor Day Weekend?

09/01/2026

just like how I remember it



Results may vary. Based on reported members who enrolled in Perpay+ and made on-time payments for 3+ months. Credit score increases are not guaranteed.

08/30/2026

add to cart ➡️ pay when I get paid ➡️ report with Perpay+ ➡️ watch your score grow



Get up to $1,000 spending limit to shop on the Marketplace, and pay in no-interest installments aligned with your pay schedule. With Perpay+, get your spending limit and on-time payments reported to all 3 major bureaus. see your credit score increase by 30+ (on average)!

Results may vary. Based on observed score increases after 12 months for members who enrolled in Perpay+ and made on time payments. See the Marketplace Terms and Conditions for more details.

08/28/2026

send this to someone who deserves a relaxing weekend 😌

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Address

Philadelphia, PA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm