Credit.org

October is Financial Planning Month! Great money habits don't happen overnight, but small, steady steps today build the secure future you deserve. Whether it’s setting a mini budget, saving a bit extra, or reviewing your goals, every progress counts. Start where you are, go at your own pace, and watch your financial confidence grow. You’ve got this!

Take a look at the new post from our friends at BadCredit.org! Our very own Melinda Opperman talks about how credit scores affect your chances at a mortgage rate!

Who’s getting left out of the mortgage market? A 25-year comparison offers a clue 👉 https://www.badcredit.org/news/mortgage-loans-to-moderate-score-borrowers-fell-73-percent/?utm_source=Facebook

SDG&E® offers assistance programs to help you with your monthly energy bill, which could include up to a 30% discount. Find out if you qualify at sdge.com/assistance.

This is the kind of feedback that makes our day! Our counselors do important work every day, and we are happy to hear that this client felt heard and helped.

“Our Credit.org counselor was very knowledgeable, and she answered my questions clearly. Very helpful, thank you very much.”

– A grateful customer

We're pleased to be part of the Citi Foundation’s 2026 Community Finance Initiative, which supports organizations helping households across the U.S. build financial resilience and economic mobility.

Across our community, we see firsthand how trusted, accessible financial guidance helps households navigate challenges and build greater stability.

With support from Citi Foundation, Credit.org’s Financial Wellness Hub Initiative will reach more low-income households with guidance to strengthen their budgeting, reduce debt, improve credit, grow savings, and build lasting financial habits. We’re grateful for this opportunity to expand our reach and deepen our impact in the years ahead.

https://link.credit.org/Citi

Citi Foundation Awards $35 Million to 70 Community Organizations Helping U.S. Families Strengthen their Financial Well-Being Citi, the leading global bank, serves more than 200 million customer accounts and does business in more than 160 countries and jurisdictions. Learn more today.

Credit.org was proud to participate in the Latinos Talk 2026 Business Expo at Mt. San Jacinto College’s Temecula Campus on September 16, celebrating Hispanic Heritage Month alongside local businesses, nonprofits, entrepreneurs, and community leaders.

Our team hosted a Credit.org resource table and connected with attendees, met potential community partners, and shared information about the financial counseling, education, and housing resources available to individuals and families.

One of the most valuable parts of events like this is building relationships. The conversations we had in Temecula opened the door to new connections and potential collaborations that can help extend financial education and support deeper into the communities we serve.

Thank you to Latinos Talk and Mt. San Jacinto College for creating a space that brought organizations and community members together.

We look forward to continuing the conversations and turning new connections into meaningful partnerships.

¿Vas a comprar o rentar un vehículo eléctrico (EV) usado? Podrías calificar para recibir hasta $4,000 en reembolsos, según los ingresos de tu hogar. Obtén más información en sdge.com/GoPOEV

Home improvements. Lasting benefits. Embrace self -sufficiency with GoGreen Financing at below market interest rates. Learn more at GoGreenFinancing.com

Celebrating Hispanic Heritage Month from September 15 to October 15! 🎉 This month, we honor the rich cultures, traditions, history, and contributions that continue to shape and strengthen our communities. Here’s to celebrating heritage, embracing diversity, and recognizing the stories that connect us all. 💚 🤍 ❤️