Retire Smart Kansas

Life insurance acts as a financial safety net for your family. If you die while it’s active, your insurance company pays a sum of money to the people you’ve named in your policy.

You may already know the basics, but in honor of Life Insurance Awareness Month, here’s a deeper dive on how it may be able to help you and your family.
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Life Insurance: What It Is, How It Works, and How to Buy a Policy Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

Estate planning can feel complicated, but understanding the basics is a good place to start.
A revocable living trust can help assets avoid probate while keeping personal matters more private.

Have you included a trust in your estate planning conversations?

When someone buys life insurance, they expect the money will be there to help the people they leave behind.

But as more Americans take on substantial debt, families are discovering financial obligations don't necessarily end with a person's death. Could lenders pull from life insurance proceeds to cover what they’re owed? It depends.
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The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.
Comments regarding safe and secure investments or guaranteed income streams refer only to fixed insurance products and not investment advisory products.
Insurance guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
They are not guaranteed by any bank or the FDIC.

Can creditors take your life insurance proceeds? Life insurance is designed to protect your loved ones, but can issues with debt impact that? Here's what to know.

Many financial advisors provide strategies to put the possibility of retirement in play.

We provide specialized coaching for the home stretch, ensuring you cross the goal line with confidence.

One financial move you might not realize you should make before interest rates drop any further is to buy whole life insurance.

These policies can provide stability to your loved ones if you pass away, while also protecting your own financial future. https://ow.ly/UbW850ZBEPc



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.
Comments regarding safe and secure investments or guaranteed income streams refer only to fixed insurance products and not investment advisory products.
Insurance guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.
They are not guaranteed by any bank or the FDIC.

Why Now is a Good Time to Get Whole Life Insurance Now is a good time to diversify your retirement portfolio with a whole life insurance policy.

Grab your coffee and settle in.

Spend part of your Sunday morning with Thad Wellshear as we break down retirement topics and financial questions that may be on your mind.

The United States is facing a critical wealth preservation challenge, but the solution is already within reach.

Millions of Americans either don’t know these tools exist or mistakenly believe they are out of reach. Learn more at the link below:
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The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.

This content is not endorsed by or affiliated with the Social Security Administration or any U.S. government agency
This is not endorsed by or affiliated with Medicare or any U.S. government agency.
We do not offer every plan available in your area.
For information about all available options, visit Medicare.gov or call 1-800-MEDICARE.
Comments regarding safe and secure investments or guaranteed income streams refer only to fixed insurance products and not investment advisory products.
Insurance guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company.

Living Benefits: The Life Insurance You Don't Have to Die to Use Millions of Americans have no protection for unexpected health costs in retirement. The answer isn't health insurance.

Most people have a basic understanding of life insurance’s purpose.

But many policies have features that go beyond a simple death benefit. This September, take a minute to look into how life insurance could benefit your finances in the present, as well as your loved ones down the road.

After paying into Social Security for decades, it’s easy to see why some choose to receive paychecks the second they become available.

However, waiting a few years could greatly increase the total amount of guaranteed money you get back from the government. https://ow.ly/2AX250ZmyAe



The following link/content may include information and statistical data obtained from and/or prepared by third-party sources that Foundations Investment Advisors, LLC (“Foundations”) deems reliable but in no way guarantees its accuracy or completeness. Foundations had no involvement in the creation of the content and did not make any revisions to such content. All such third-party information and statistical data contained herein is subject to change without notice and may not reflect the views or opinions of Foundations. Nothing herein constitutes investment, legal, or tax advice or any recommendation that any security, portfolio of securities, or investment strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, ex*****on of required documentation, and receipt of required disclosures. All investments involve risk, and past performance is no guarantee of future results.
This content is not endorsed by or affiliated with the Social Security Administration or any U.S. government agency.

It never hurts to have a pro looking over your shoulder.

Thad has spent decades helping his fellow Kansans complete the journey to and through retirement. Watch Retire Smart Kansas to hear how he can help you do the same.