Co/LAB Lending
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Co/LAB Lending | NMLS #1219828 | Equal Housing Opportunity | Licensed in select states visit www.nmlsconsumeraccess.org for details.
At Co/LAB Lending, we empower experienced real estate brokers and successful mortgage originators to elevate their careers with their own independent mortgage brokerage. We provide the training, resources, and ongoing support to help you build a thriving business, all while maintaining 100% ownership and control over your success. Whether you’re looking to grow a small team or add new revenue streams to your real estate operation, Co/LAB Lending offers a proven path to sustainable growth. With us, you’re in business for yourself, but never by yourself. For licensing information, go to: www.nmlsconsumeraccess.org
A competitive market rewards preparation.
Buyers who understand their budget, stay flexible, and are ready to act often feel more confident when opportunities appear.
The goal is not to rush.
The goal is to be ready when the right home comes along.
Preparation creates options.
24/09/2026
🎉 Happy Birthday, Gian Gelpi! 🎉
Today we’re celebrating Gian, Branch Manager at Co/LAB Lending!
Thank you for the leadership, dedication, and professionalism you bring to the team. Your commitment to supporting those around you and helping drive continued success is truly appreciated.
We’re grateful to have you as part of Co/LAB Lending and wish you a fantastic birthday filled with celebration, happiness, and all the best in the year ahead!
Join us in wishing Gian a very Happy Birthday! 🎂🎈👏
22/09/2026
Saving for a home? Don't plan for the down payment alone. 🏡
One expense first-time buyers can overlook is closing costs.
Depending on your loan and transaction, these can include expenses associated with your financing and closing, not just your down payment.
That's why it's helpful to understand your estimated cash to close early in the process.
The goal isn't to have every number memorized.
It's to know what to expect so you're not caught off guard later.
Thinking about buying? Connect with a Co/LAB Lending Loan Officer and let's talk through the numbers.
Actual costs vary by loan, property, borrower, and transaction.
Homebuying feels complicated when everything is viewed at once.
The process becomes much more manageable when you:
• Focus on one step at a time
• Understand what comes next
• Have trusted guidance along the way
Clarity reduces stress.
And better information leads to better decisions.
An appraisal is one of the important steps between an accepted offer and closing.
Its purpose is to provide an independent assessment of the home's value using market data and comparable sales.
Understanding why appraisals happen can help buyers feel more informed and prepared throughout the process.
Knowledge creates confidence.
15/09/2026
🏡 Buying your first home? Avoid these 5 common mistakes.
A little preparation can make the homebuying process feel a lot less overwhelming and help you make smarter decisions along the way.
Ready to take the first step toward homeownership?
📲 Connect with our team today to explore your options and get started.
Closing day is exciting, but there are still important steps happening beforehand.
From reviewing final documents to preparing funding and signing paperwork, each part of the process helps ensure everything is accurate before ownership officially transfers.
Knowing what happens ahead of time makes the finish line feel much less overwhelming.
A strong offer is not only about price.
Preparation, communication, and realistic expectations all play a role in how competitive you are as a buyer.
When buyers are organized and ready to move, the process tends to feel smoother for everyone involved.
Strong offers usually start long before the contract.
11/09/2026
Thinking about buying a home this fall? 🍂🏡
Before the open houses and saved listings, give yourself a solid starting point.
Review your budget, understand your financial picture, talk with a lender, and learn what financing options may be available to you.
Getting prepared early doesn't mean you have to buy tomorrow.
It means that when the right home comes along, you're better prepared to make an informed decision.
Save this checklist for your homebuying journey.
Preparation changes the homebuying experience completely.
When buyers understand their timeline, explore options early, and ask questions upfront, the process feels far less stressful.
Confidence does not come from rushing.
It comes from knowing what to expect and having support along the way.
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Opening Hours
| Monday | 09:00 - 17:00 |
| Tuesday | 09:00 - 17:00 |
| Wednesday | 09:00 - 17:00 |
| Thursday | 09:00 - 17:00 |
| Friday | 09:00 - 17:00 |