PB Financial Group

Proud member of Christians in Bussiness!

Good reviews are always appreciated, but when we get such a lovely one from a respected and experienced professional in the industry, it hits different!

Hometown Heroes is open!!!! If you would like 5% down payment assistance toward the purchase of your new home and you think your job may qualify you, reach out to us! It's first come first serve and this fund runs out quickly!! Don'y wait to get prequalified.

Florida Hometown Heroes Program 2026 | Up to $35,000 Down Payment Assistance The Florida Hometown Heroes Program relaunches July 13, 2026 with $50 million. Get up to $35,000 toward your down payment — check your eligibility today.

Paid on 1099? We Have Options.

Traditional lending guidelines don't always work well for independent contractors and commission-based professionals.

Fortunately, mortgage solutions have evolved.

We work with:
✔️ Realtors
✔️ Sales professionals
✔️ Consultants
✔️ Gig workers
✔️ Independent contractors

Your path to homeownership may be easier than you think.

Why Get Pre-Approved?

A mortgage pre-approval helps you:

✔️ Understand your budget
✔️ Strengthen your offer
✔️ Shop with confidence
✔️ Avoid surprises later

In today's market, preparation can make all the difference.

Before falling in love with a home, make sure your financing plan is in place.

Mid-Year Financial Checkup

We're halfway through the year.

Have you reviewed your homeownership goals?

Ask yourself:
✅ Do I want to buy this year?
✅ Am I planning to refinance?
✅ Do I want to purchase an investment property?
✅ Have my financial goals changed?

The best time to start planning is before you need financing.

Let's build a strategy that aligns with your goals.

Client Questions:
The answer is: it depends.

Sometimes paying off debt helps.

Sometimes keeping cash reserves available is the smarter move.

Every financial picture is unique, which is why personalized mortgage planning matters.

Before making major financial moves, talk with a mortgage professional to understand how it may impact your loan options.

Valrico Fishhawk Chamber of Commerce is looking for sponsors and donors!! Every little bit helps.

Happy Father's Day

To all the dads, grandfathers, stepdads, and father figures who work hard to create a place their families call home...

Thank you.

A home is more than walls and a roof. It's where memories are made, traditions begin, and families grow.

Wishing all the amazing fathers a wonderful Father's Day from the PB Financial family.

Real Estate Investors: Let's Talk DSCR Loans

Did you know some investment property loans qualify based on rental income rather than personal income?

DSCR loans can be a powerful solution for investors looking to:
🏠 Expand their portfolio
🏠 Purchase short-term rentals
🏠 Acquire long-term rental properties

Whether you're buying your first investment property or your tenth, we can help you explore financing options.