HMMAS

The Commiissioning ceremony of the brand new HMMAS pharmacy service vehicle and the laboratory FBC machine in pictures.In attendance was the HMMAS Board Chairman Dr. Murerwa, the Health Medical Services Committe members and the HMMAS Executive and Management.The Chairman urged everyone who was present to celebrate every milestones that have been achieved by the society.The brand new vehicle and the brand new laboratory machine will go a long way in ensuring the smooth flow of operations and creating seamless member experiences.

City of Harare Employee Wellness Funfair Day in pictures that was recently held at Alex Sports Club In Harare,an event that HMMAS exhibited and participated and did screenings on non- communicable diseaseas raising awareness and educating members on the need for early detention so as to save lives

City of Harare executives currently attending the HMMAS health and wellness day where executives are being educated on health-related issues with key guest speakers focusing on chronic disease identification and management, worklife balance in a City that never sleeps and Men's health-related issues such as prostate cancer.There is no doubt the platform will go a long way in educating and promoting good health and wellbeing for the executives as well as identifying potential health risks and taking pro-active steps towards prevention and management of disease progression.

A special happy Mother's Day to all our Mother's out there.

To all our valued members kindly take note of our operating hours for all our clinics during the Workers Day Holiday celebrations.As a society we would want to take this opportunity to wish all our valued members a refreshing happy Workers Day Holiday.Any medical related assistance or enquiry kindly get hold of us on 071 739 9321

Did you know that today is World Cancer Day?

Cancer doesn't wait; it can affect anyone.

Prevention can start with the choices that we make today.

When we act early cancer doesn't win.

Screening today can save your live.

Early detection saves lives.

Understanding how Co-payments work and why they exist?

A co-payment is an amount that a member is required to pay at the point of care, for certain treatments or procedures. Co-payments arise when both medical aid and patient/ member share the doctor's agreed fee.
A co-payment arise when both medical and patient/member share the doctor's agreed fee.
A co-payment is therefore a figure known and agreed to by both the medical aid societies and service providers
Co-payments are therefore transparent and predictable especially in an environment where there is a stable currency in use.
Co-payments exist for medical aid companies to remain financially viable and also to address or manage rising healthcare costs.

Happy New Year 2026 to all our valued members!!

The HMMAS Board of Directors, Chief Executive Officer, Management & Staff wishes you all a Merry Xmas & a happy, safe and refreshing holidays. Looking forward to the year 2026!!

Understanding shortfalls and how they arise in the medical field.

A shortfall is the difference between what a healthcare service provider charges and what your medical aid pays. This may be due to different reasons such as:
-Service providers charging more than the agreed Tariffs or more than the AHFoZ tariffs. If the service provider’s cost is greater than the set tariff fee, the excess becomes a shortfall, which the service provider may collect from the patient or may choose to waiver. A shortfall occurs when the fee being charged has not been agreed to between medical aid societies and service providers. Shortfalls therefore vary according to service provider and are unpredictable.
Shortfalls may also occur in the following situations:
• If a claim is for treatments that fall under “exclusions “ in the medical aid Rules and in the AHFoZ tariffs
• If the member has exhausted annual global limits as set by the medical aid
• Exchange Rate disparities - the difference between the exchange rate being applied by the service provider may result in shortfalls.