ICI Insurance Services / I Construct Insurance

Management Liability Insurance

What does it actually cover?

In Australia, Management Liability insurance is typically a bundled packaged.
We have explained the key components on each slide, this will allow you to consider whether or not this policy may be a vital step in protecting your company that little bit further.

As always, it is so important that you are reviewing your policy documents and asking your broker questions.

Do not hesitate to reach out if you have any questions regarding your business insurance or Management Liability.

03 9740 1771
Naomi Galea - [email protected]
Caitlin Tarczon - [email protected]

Your company may have a hidden Public Liability Gap

Recently, we have found a lot of the businesses that are not our clients, reaching out to us are not adequately protected by their Public Liability Insurance policy.

It is extremely important that you are disclosing ALL business activities to your Insurance Broker to ensure they’re placing the most appropriate cover.

You should always read your insurance policy documents to ensure they are adequately reflecting your business activities and protecting you from any risks that may arise, in the event you require a claim to be made.

You should also never hesitate to ask your Insurance Broker questions about the insurance policies you have and how well you’re protected from potential risks.

If you have any questions regarding your business insurance, do not hesitate to contact us on the details below as we pride ourselves on ensuring our clients are protected from potential risks arising.

03 9740 1771
Naomi Galea - [email protected]
Caitlin Tarczon - [email protected]

https://www.instagram.com/p/DSQeJWSFQK_/?igsh=ZnZ1eHVnamI2NWJ6

🌟MEMBER MONDAY SPOTLIGHT🌟 NAOMI GALEA – ICI INSURANCE This week’s Member Spotlight shines a light on local insurance broker, Naomi Galea, who brings a warm, down-to-earth approach to an industry many find overwhelming. After 20 years in the corporate insurance world, Naomi reached a defining moment. She was ready to step away from endless meetings and return to what she truly loved — ‘supporting people directly’ and ‘doing the real work of an insurance broker’. Her vision was simple: to build a business where clients felt genuinely cared for, not just contacted once a year when an invoice was due. What sets Naomi apart is her unique blend of corporate-level knowledge with country-style service. Originally from the country but with deep experience in city-based corporate environments, she delivers high-level expertise with the friendliness and honesty that comes naturally to her. Naomi’s key clients include trades and transport businesses, who rely on her to take the stress out of confusing paperwork and make the entire insurance process smooth, fast, and simple. With access to over 200 insurers worldwide, Naomi specialises in: 🔹 Trades business insurance 🔹 Public liability 🔹 Motor fleet insurance 🔹 A full range of general insurance solutions As a broker, Naomi advocates for her clients — especially during claims — fighting to secure the best outcome possible. Without a broker, business owners must advocate for themselves, something many only realise once they’re deep in a claim. Naomi’s goal is for every client to walk away thinking, “That was easier than I expected.” Her future vision is to continue growing within the Sunbury business community and build a strong, trusted presence locally. She already contributes in meaningful ways through weekly volunteering at Sunbury Primary School and the local Blue Light Discos, with upcoming sponsorships for Sunbury Little Athletics and plans to support a local football team in 2026. Her message says it all: “Client-focused insurance solutions.” www.iciinsurance.com.au Featured as part of the SBA Revitalisation Photography Project

Many small to medium size businesses think they are too small to be a target for cybercriminals, but statistics show otherwise. Although small businesses are at risk, many business owners don’t make Cybersecurity and Cyber insurance a priority.
Here are 5 reasons why small to medium size businesses are cybercrime targets:
1. You don’t consider yourself a target because you're a smaller business.
2. You're spread thin focusing on other parts of running your business.
3. You may work with many third-party partners, leaving you vulnerable to phishing, social engineering, and other attacks.
4. Usually fewer resources than large corporations to devote to cybersecurity.
5. Cyber Liability hasn’t even crossed your mind.

Building 22 on Jacksons Hill has a deep history familiar to many Sunbury locals. Originally part of the Sunbury Lunatic Asylum, which opened in 1879, Building 22 served as the Female Refractory Ward. Constructed during the asylum's expansion between 1892 and 1912, it was specifically designed to house women transferred from the jail system. Despite this purpose, historical records reveal that many of its residents were not criminals.

The building itself is a striking rectangular structure with covered walkways and retains some unique features from its early days, including an original floor-to-ceiling padded cell. This cell is now preserved and offers a glimpse into the mental health practices of the time.

The asylum operated under various names until its closure in 1985. Following this, the site hosted Victoria University from 1994 to 2011, leaving the buildings mostly unused after their departure. In recent years, however, Hume City Council has taken steps to breathe new life into Building 22.

The council secured a long-term lease in 2022 and is now transforming it into the Sunbury Community Arts and Cultural Precinct. The aim is to create a dynamic space for art, culture, and community activities while maintaining the building’s historic character. Refurbishment work is set to begin in April 2025, with the grand reopening planned for late 2025.

For locals, Building 22 is more than just a heritage structure. It's a symbol of Sunbury’s past and its evolving future, now poised to become a vibrant cultural hub for the entire community.

You can book your tickets on this link:
https://www.eventbrite.com.au/e/iwd-by-the-sba-tickets-1245913263109

https://www.abc.net.au/news/2024-09-09/the-strata-trap/104330248

Body Corporate managers should not be organising insurance.

The Strata Trap Four Corners is the home of Australian investigative journalism.

Office moving day 😃