Index Finance

The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done. 🏘️

How you could still negatively gear a rental property – Index Finance The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential tax benefits of negative gearing. Here’s how it could be done.

💳 The BNPL trap: how it could impact your home loan application 💳⁣
⁣
Buy Now Pay Later (BNPL) may be quick and convenient, but it could affect your home loan application and/or credit rating. 🏡⁣
⁣
That's because every time you apply for BNPL, it may trigger a credit check. 🔍⁣
⁣
And too many credit checks can affect your credit score and be a red flag for lenders. 🚩⁣
⁣
Late or missed BNPL payments can also be reported, which could reduce your credit score even further. ⁣
⁣
Talk to us to know how BNPL could impact your loan application. 👇⁣
⁣
To find out more, DM or contact Index Finance on:

☎️ – 0452 512 396
💻 – [email protected]

🏡 Property listings climb higher, FOMO dials down 🏡⁣
⁣
Things are looking up for homebuyers, reports Domain. 📈⁣
⁣
Not so long ago FOMO (fear of missing out) was a driving force in the housing market. 😬⁣
⁣
Today, new listings are up - while property prices in many parts of the country have plateaued (or even dipped).⁣
⁣
That means buyers could have more negotiating power, and seller discounts are on the rise. ⁣
⁣
It’s a trifecta that could see the stars align for your homebuying plans. ⭐⁣
⁣
Contact us to see how you could benefit. 👇⁣
⁣
To find out more, DM or contact Index Finance on:

☎️ – 0452 512 396
💻 – [email protected]

🌸 Time to Spring clean your home loan? 🌸⁣
⁣
Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
⁣
It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏡⁣
⁣
To shake the curtain on your old home loan, talk to us. 💬⁣
⁣
We can let you know if your old loan is still a good match for your needs. 👇

To find out more, DM or contact Index Finance on:

☎️ – 0452 512 396
💻 – [email protected]

Another happy family settled into their new home 🏡🔑

Nothing beats hearing from clients who felt looked after at every step. A big thank you to Randheer & Swati for these kind words about their home loan journey with Index Finance🙏

⭐⭐⭐⭐⭐

"Suresh was very helpful, professional and supportive throughout our home loan process. He explained everything clearly, kept us updated at every stage, and made the whole process smooth and stress free. Highly recommend Suresh and Index Finance to anyone looking for reliable mortgage and finance advice."
Randheer & Swati 🙏🏻

Thinking about buying your first home, refinancing or investing? We'd love to make it just as smooth for you 😊

📞 08 6186 8440
📧 [email protected]
🌐 www.indexfinance.com.au

🌸 Hello Spring buying season! 🌸⁣
⁣
The days are warmer, gardens are in bloom. 🌿⁣
⁣
We’re in the busy Spring selling season! 🏡⁣
⁣
This can put home buyers in the hot seat as fresh listings hit the market. 📈⁣
⁣
Talk to us about your property goals.⁣
⁣
From first home concessions to loan pre-approval we’ve got you covered this Spring! 👇⁣
⁣
To find out more, DM or contact Index Finance on:

☎️ – 0452 512 396
💻 – [email protected]

Today is R U OK? Day.

Behind every loan, every property goal and every big financial decision is a person, and life does not always go to plan. So today is a good reminder to slow down and check in on the people around you.

Ask a workmate, a friend or a family member how they are really going, and take the time to listen. You do not need to have all the answers. Sometimes just asking, and being there, is enough.

R U OK?

💪 Two-thirds of home loan borrowers focus on paying down debt 💪⁣
⁣
A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. 🙌⁣
⁣
Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
⁣
Talk to us for strategies that could potentially help you clear the home loan slate sooner. 👇⁣
⁣
To find out more, DM or contact Index Finance on:

☎️ – 0452 512 396
💻 – [email protected]