NFIS Brokers

Attention self-employed buyers. 💼

Lenders are officially looking for your latest 2025–26 tax data. If your business had a strong financial year, finalising your paperwork right now is the ultimate way to boost your borrowing power before the spring rush.

Let's work together and get you market-ready. 💬

An ASIC review has found widespread problems in the way lenders set up and manage offset accounts. It showed hundreds of thousands of customers have been incorrectly charged higher interest on their mortgages.
Check your offset account is connected correctly and saving you interest. If it is not, or you are unsure, reach out to your lender and to us.

We salute your hard work and your big goals. ✨ Helping you reach them is everything to us.

The old rules are out 💥 Buying your first home in Australia could be easier with the 5% Deposit Scheme.

The scheme enables eligible participants to buy with a 5% deposit and pay ZERO lenders mortgage insurance (LMI), but there’s more:

●Unlimited Spots: No more 1st of July rush or waitlists. Apply when you are ready.

●No Income Caps: There are no salary limits for first-home buyers.

Ready to see if you qualify?

Talk to us today. 💬

Historically spring is the busiest time for Australian property and it's closer than you think. 🌸

Before the busy season starts, here are three tips to get auction ready:

✅ Get formal pre-approval so you know your absolute bidding limit before auction day.

✅ Vet the property early to ensure your lender approves the specific property and postcode.

✅ Prep your deposit the week of the auction so you can pay it immediately on the spot.

Visit our website to read more about pre-approvals and how we can help you.

https://www.nfismortgage.com.au/home-loans/pre-approval/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

We don't just find loans; we support people. 🤝 Thank you for the 5-star review and for letting us join your journey. ⭐

Australia’s property market is heating up just as the weather cools down. 🏠❄️

National housing listings surged by a massive 10.4% in May, according to SQM Research. For buyers, this means you suddenly have more choice on the market, with major boosts across Sydney, Melbourne and Brisbane.

Ready to see what options are open for you this winter? Let’s chat about your options today. 💬

Is it finally time to fix your mortgage rate? 🛑

With major lenders shaking up their fixed-rate products recently, lots of homeowners are asking: "Should I lock it in?"

Here is your quick mid-year cheat sheet:

🔒 Fixed rate is best for budget certainty. If you can’t risk unexpected rate spikes, this locks in total peace of mind for the next 2–3 years.

🌊 Variable rate is best for flexibility. You could have offset accounts, potentially make unlimited extra repayments, and will benefit if rates drop later.
⚖️ A hybrid of both so you don't have to choose. You can split your loan (e.g., 50/50) to get the best of both worlds.

Stop paying the loyalty tax. Talk to us today to see if it’s time to switch or fix.

It's World Emoji Day 🎉 Which one of these describes your property situation right now?

🏠 = I own and I'm happy

📉 = I think I'm paying too much

🔑 = I'm saving for my first home

🔨 = Mid-reno, send help

🏢 = Looking at investment properties

😤 = Just waiting for rates to move already

Drop yours in the comments. And if we can help, talk to us. 💬

It's cold outside. You're spending more time at home. And every time you walk past that kitchen, bathroom or backyard, the list of things you'd like to change gets a little longer. 😅

Renovation loans can be structured to release funds in stages as the work progresses, which makes the whole project much more manageable.

Visit our website to read more about construction loans and how we can help you.

https://www.nfismortgage.com.au/other-loans/construction-loans/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost