Loan Rover
Credit Representative Number 449889 is authorised under Australian Credit Licence 389328
Loan Rover was formed as an independent finance brokerage located in Perth, WA alternative to mainstream finance providers with the mission to better educate people and businesses alike in finance & property. At Loan Rover we specialize dealing with young & tech-savvy clientele utilising technology & modern communication avenues throughout the process. Immersed in the lending world on a day to day basis, we are able to keep our finger on the pulse of this everchanging landscape enabling our clients to make better and more well-informed financial decisions whereever they are on their journey. We work with your best interests in front of mind priding ourselves on tailoring the most suitable solution to suit your requirements. We place high value on the relationships with our clients and know that good relationships are built on a solid foundation of trust. We earn the trust of our clients by doing what we say we are going to do when we say we are going to do them and do our absolute best to deliver on the expectations set out.
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Loan Rover is a Credit Representative (449889) authorised under Connective Lender Services Pty Ltd - Australian Credit Licence 389328
Latest Perth rental figures from REIWA. Very interesting watch to see how this trend plays out. Rental properties available are dropping which is not a good sign in a city already under pressure from lack of rental stock.
At the same time properties rented on a weekly basis is also dropping. Is this due to less rental demand (i.e. renters buying property or moving in with family) or is this simply a result of lower rental availability leading to a lower amount of properties rented.
I canβt be sure what this data means but it makes for an interesting watch over the coming weeks. One thing I do expect is if the rental availability figures continue to drop we are in for a rough ride with rental prices. What are your thoughts?
"What does a strong application actually look like?" ποΈ
It's not about being perfect on paper. It's about consistency: clean statements, no surprises, everything lining up.
Thinking about applying for a loan soon? Save this one β it'll help you prep the right way.
21/09/2026
Say hello to Kelly β Credit Analyst at Loan Rover π
26 countries traveled, 2 years living in New Zealand & now Hong Kong. Kelly brings a fresh energy to the team and has a genuine passion for helping people hit their financial goals. She's dedicated to making the loan process smooth and stress-free from start to settlement.
When she's not crunching numbers, you'll find her throwing kicks in Muay Thai, hunting for the best bargains, or planning her next trip βοΈπ₯
The engine room of Loan Rover β we're lucky to have her!
Housing supply β¬οΈ + brick supply β¬οΈ = Cost β¬οΈ
Or do builder pivot and start using alternative materials to bricks? This may be the case for some but itβs still going to cause issues in my humble opinion.
18/09/2026
Fun Fact Friday π‘
Your credit score is one factor lenders consider when assessing a home loan application. Paying bills on time can help keep your score in good shape.
FIFO workers: your income isn't the problem. The wrong lender is. ππ°
Multiple employers, changing rosters, income that goes up and down β most banks don't know what to do with that. The right lender does. That's the whole game.
Tag a FIFO mate who needs to hear this.
"5% deposit scheme or Family Guarantor?" π€
I get this question constantly β from first home buyers and parents helping their kids get into the market. Here's the honest answer: it depends on a few simple things β the price cap in your area, how much you can afford to borrow, and what budget you want to stick to.
π© If you're weighing up your options, send me a message β happy to run the numbers for your situation.
You're not asking the wrong question, you're asking the wrong TIMELINE. π π
Most people think "can I afford this now" β the ones who build wealth think "where does this put me in 5 years." Leverage isn't a bad word, it's a strategy.
Drop a π‘ if you're ready to think long-term.
11/09/2026
Fun Fact Friday π‘
Making extra repayments? A redraw facility may allow you to access those funds later if needed, giving you added flexibility.
In an alternate universe where mortgage brokers act like tradies.
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Address
24 Hasler Road, Osborne Park
Perth, WA
6017