Best Financial Solutions

The Reserve Bank of Australia (RBA) has today increased the cash rate by 0.25 percentage points to 4.60%.

While headline inflation eased to 3.5% in July 2026, underlying inflation remains stubborn with trimmed mean inflation held at 3.6%, above the RBA's 2–3% target range.

Two main factors are keeping pressure on prices. Rising global energy costs are flowing through to the price of other goods and services, and the RBA has signalled the jobs market is still adding to wage and business costs — despite unemployment edging up to 4.6%.

The RBA will continue watching inflation, household spending and the labour market closely.

What could this mean for you?

If your home loan has a variable rate, an increase in the cash rate may flow through to your interest rate and repayments.

This makes it a good time to review your loan and see whether your current rate, lender and loan structure are still competitive.

Get in touch if you’d like to understand your options.

Great club run by great people, thanks for the shoutout Bayswater Tennis Club.

🧐 Get a *free home loan health check* with Best Financial Solutions and see if you can get a better finance deal. If a new loan is settled, you could help raise funds for Bayswater Tennis Club! 🙏💸

Looking for a home loan to get into your first or next property? Want to renovate, refinance or invest? Best Finanancial Solutions are mortgage brokers who will work for *you*, not the banks!

Best Financial Solutions will work hard to get the right home loan for your circumstances, plus manage the entire process from start to finish. Get a great finance deal... stress-free! 😎

You might've seen Best Financial Solutions' sign out in our car park, the fence sign on Clay Court #8, or the advertisement in the Club's players' lounge? If not, make sure you know who they are!

We're grateful to have the support from Best Financial Solutions as a 2025/26 Gold Sponsor.

Please spread the word and support our wonderful Club Sponsors! 🙌

For me, today reminds me about the importance of lifting people up.

That means doing things I can for my daughter like supporting her, encouraging her, challenging her, and being there when she needs a hand.

But being a dad isn’t just about helping her get further, it’s about showing her what’s possible.

The standards I set.
The way I handle pressure.
How I treat people.
Whether I follow through.
Whether I keep learning and pushing myself.

Because she’s watching.

And that’s probably the biggest challenge of being a father: you can’t ask someone to raise their standards if you’re not prepared to raise your own.

I want to lift my daughter up.

But I also want her to see me lifting myself up and to know that she can do the same.

And hopefully, one day, she’ll lift others too.

That’s the kind of legacy I want to leave.

Happy Father’s Day. 💙

5 Star Google Review

"Lukas has been our go to guy for our home finance on multiple occasions.

He is a genuinely kind person who is motivated to help you achieve your outcome.

Thank you Lukas for your fantastic communication and genuine care when managing out latest home refinance."

5 Star Google Review

"When my partner and I started thinking about buying a house, we had absolutely no idea where to start. A friend recommended Lukas and we reached out to him to set up our first appointment.

In that first meeting, we realised there was lot more that goes into buying a house than we had ever imagined. It was quite overwhelming! But, Lukas was patient and broke it down in a way we could digest.

When we built our confidence to start putting in offers, Lukas was there at every turn, talking us through any obscure and absurd questions we had.

When we finally got an offer accepted, Lukas was extremely swift, thorough and calming when guiding us through the next steps. He was also assertive and direct with the real estate agent, advocating for us when needed.

We absolutely could not have done it with out him. He was extremely knowledgeable, but also very relatable, friendly and kind. He always made time for us and we felt very supported.

Thanks so much for everything, Lukas!

P.s - Wonderfully aesthetically curated office space."

The Reserve Bank of Australia (RBA) has today decided to keep the cash rate unchanged at 4.35%, giving borrowers some welcome stability while it assesses how recent rate increases are flowing through the economy.

Inflation has shown some encouraging signs of easing, with annual headline inflation falling to 3.8% in June 2026, down from 4.0% in May 2026. However, underlying inflation remains higher than the RBA would like, with trimmed mean inflation holding at 3.6%.

With the temporary fuel excise reduction ending in early August 2026, petrol prices are expected to lift as the full excise is reinstated. This could add some upward pressure to headline inflation in the coming months and will be another factor for the RBA to monitor.

What could this mean for you?

Even when rates stay unchanged, your home loan doesn’t have to. It could be a good time to review your current rate, repayments and loan structure to make sure they still suit you.

Whether you're planning ahead or simply want to explore your options, I'm here to help.

At its meeting today, the Reserve Bank of Australia (RBA) has held the cash rate at 4.35%.

Today's decision reflects the RBA's cautious approach as it continues to assess inflation, economic growth and the impact of previous interest rate changes.

While inflation remains above the RBA's target range, higher interest rates continue to weigh on household spending and broader economic activity. There also remains uncertainty around property prices following last month's proposed taxation changes.

In a changing economic environment, staying informed about interest rate movements and how they may affect your financial position is important.

Whether you're planning ahead or simply want to explore your options, I'm here to help.

Sending love today to all the women and caregivers who nurture, guide, support, and uplift others — mums, stepmums, grandmothers, chosen family, and every person who plays a caring role in someone’s life. Your impact is felt in countless ways, every day. 💙

Mother’s Day can be filled with happiness and celebration, but for many it can also carry sadness, grief, longing, or complicated emotions. Today, we hold space for those missing loved ones, facing loss, wishing for motherhood, or finding the day difficult for personal reasons.

May we approach today with warmth, understanding, and compassion for one another.

Wishing you moments of peace, connection, and care wherever today finds you.

I’m excited to share that I have officially earned the Mortgage Finance Professional Australia (MFPA) designation, awarded by the Mortgage & Finance Association of Australia (MFAA) - marking Australia’s first tertiary level professional credential for mortgage brokers developed with RMIT University.

The MFPA designation symbolises professional leadership, integrity, and excellence in service which will assist in giving my clients added confidence that they're working with a highly qualified and ethical broker.

I’m incredibly proud to join this group of esteemed professionals and inspired to deliver even greater value to my clients. Here’s to elevating industry standards and empowering Australians on their financial journeys!

At its meeting today, the Reserve Bank of Australia (RBA) has increased the cash rate by 0.25%, with the official cash rate now sitting at 4.35%.

Today’s decision reinforces the RBA’s ongoing priority to bring inflation back within its 2–3% target range. The decision was supported by data released last week which showed inflation has continued to increase, largely due to global conflict-driven supply issues and higher fuel costs.

The data highlighted:

Headline inflation has risen to 4.6% for the 12 months to March 2026, up from 3.7% in February 2026.

Underlying (trimmed mean) inflation sits at 3.3%.

Fuel price inflation can take time to unwind, meaning price pressures may remain elevated even if broader economic conditions begin to stabilise. As the RBA navigates this more complex environment, staying informed about interest rate movements and what they mean for your financial position is increasingly important.

Whether you’re considering purchasing a home, refinancing to review your loan structure, or exploring investment opportunities, now is a timely opportunity to review your current lending arrangements and future plans.