361 Lending Solutions

361 Lending Solutions

Share

We believe in open and honest discussions and our end goal is to connect you with the right product and make your borrowing process as hassle free as possible.

With 15+ years in the banking and finance and almost a decade of experience in mortgage broking, we have amassed a wealth of knowledge and built relationships which will help you with a solution that best suits your needs. We are a boutique mortgage broking business with a team of experienced and qualified mortgage brokers who strive to provide the clients with financial solutions that best suit their needs and objectives.

30/09/2026

πŸ’ͺ Two-thirds of home loan borrowers focus on paying down debt πŸ’ͺ⁣
⁣
A survey by Agile Market Intelligence shows 65% of home loan borrowers are currently focusing on paying down their mortgage sooner. πŸ™Œβ£
⁣
Even small extra repayments can make a considerable difference over the long run when it comes to paying less interest and reducing your home loan term. ⁣
⁣
Talk to us for strategies that could potentially help you clear the home loan slate sooner. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

28/09/2026

🩺 What happens in a home loan health check? 🩺⁣
⁣
First, we check the pulse of your loan: does it still meet your needs? πŸ’‘β£
⁣
Next, we look at vitals like the interest rate and loan features. πŸ“Šβ£
⁣
Then we scope the market to see if you could secure a lower interest rate or save money on fees. πŸ’°β£
⁣
It’s all about having the home loan that helps keep you in great financial shape. 🏑⁣
⁣
Call today to arrange a home loan health check. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

23/09/2026

🏑 What's the ideal age to move out and buy your own home? 🏑⁣
⁣
Research by Finder shows most Australians believe that by age 31 it’s well and truly time to fly the nest.⁣
⁣
That’s not far off age 33 - the average age for first homebuyers (CommBank data). πŸ™Œβ£
⁣
Living with mum and dad throughout your 20s can have its advantages though, such as saving up more for a first home deposit.⁣
⁣
And there are even federal government schemes, such as the First Home Super Saver Scheme, that can help boost those savings.⁣
⁣
Contact us about pathways to buying your first home. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

21/09/2026

πŸ—οΈ Which properties are still eligible for negative gearing? πŸ—οΈβ£
⁣
Under new tax reforms, investors can still negatively gear a property, and claim a 50% CGT discount. πŸ’°β£
⁣
But only if you buy a newly built place that adds to housing supply. 🏑⁣
⁣
That includes off-the-plan apartments, residential construction on previously vacant land, or a duplex built through a knock-down rebuild replacing a single freestanding house. πŸ—οΈβ£
⁣
Talk to us to find out more. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

16/09/2026

🌳 Why regional homes are gaining in popularity 🌳⁣
⁣
Relaxed living, better value and enticing affordability. 🌿⁣
⁣
It’s all driving a trend towards regional living - either out bush or by the sea. 🏑⁣
⁣
The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities, according to Cotality research. πŸ“Šβ£
⁣
Could a move to the regions help you become a home owner? πŸ’‘β£
⁣
Contact us to find out. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

14/09/2026

πŸ™Œ The strategy that's struck a chord with 300,000+ first home buyers πŸ™Œβ£
⁣
The 5% Deposit Scheme has made home ownership possible for over 300,000 Australians.⁣
⁣⁣
The federal government guarantees your loan.⁣
⁣
That means no lenders mortgage insurance is needed - a big saving. πŸ‘β£
⁣
Contact us to find out if you’re eligible. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

09/09/2026

πŸ—οΈ How to still make use of negative gearing πŸ—οΈβ£
⁣
Negative gearing isn’t dead. It’s just different. πŸ’‘β£
⁣
Investors can still benefit from negative gearing on newly built properties. 🏑⁣
⁣
It’s an option that can also mean higher depreciation deductions. ⁣
⁣
Seek advice from your accountant and/or financial adviser to see if it's right for you.⁣
⁣
And if so, contact us to explore your investment home loan options. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

07/09/2026

🌸 Time to Spring clean your home loan? 🌸⁣
⁣
Spring cleaning your home loan can be an opportunity to compare what else is on the market, and potentially pay less on interest each month. ⁣
⁣
It’s also a chance to toss out unused features you're paying extra for, or, add features such as offset accounts - which can help you save on interest each month. 🏑⁣
⁣
To shake the curtain on your old home loan, talk to us. πŸ’¬β£
⁣
We can let you know if your old loan is still a good match for your needs. πŸ‘‡

To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

02/09/2026

🌸 Hello Spring buying season! 🌸⁣
⁣
The days are warmer, gardens are in bloom. 🌿⁣
⁣
We’re in the busy Spring selling season! 🏑⁣
⁣
This can put home buyers in the hot seat as fresh listings hit the market. πŸ“ˆβ£
⁣
Talk to us about your property goals.⁣
⁣
From first home concessions to loan pre-approval we’ve got you covered this Spring! πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

31/08/2026

πŸ“ Bank of Mum and Dad: why a formal agreement makes sense πŸ“β£
⁣
One-in-five first home buyers rely on the support of parents or family. ⁣
⁣
Yet more than 6-in-10 of these buyers have no written agreement in place, according to Money.com.au’s latest research.⁣
⁣
This can potentially delay home loan approval. ⏳⁣
⁣
That’s because lenders want to know if the financial support is a cash gift or a loan. πŸ€”β£
⁣
Bottom line, talk to us to know how to structure the support of well-meaning family members. πŸ‘‡β£
⁣
To find out more, DM us or contact Rachna on:

☎️ – 0433 000 034
πŸ’» – [email protected]

Want your business to be the top-listed Finance Company in Point Cook?
Click here to claim your Sponsored Listing.

Category

Telephone

Address


113/22-30 Wallace Avenue
Point Cook, VIC
3030

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when 361 Lending Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Subscribe

We will notify you when anything happens in Point Cook.