Credithub Australia

Buying your first home in Melbourne’s West? 🏡 You could be eligible for 3 major benefits.

✅ First Home Guarantee: Buy with a 5% deposit without LMI, if eligible.
✅ Stamp Duty Relief: No duty up to $600K, with concessions up to $750K.
✅ $10K First Home Owner Grant: Available for eligible new homes up to $750K.

The best part? More than one may apply to the same purchase.

Eligibility rules apply, so check what you qualify for before you start house hunting.

💬 Comment “START” and our team will reach out.



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A smaller deposit could help you get into your home sooner. 🏡

Eligible buyers may be able to purchase with a deposit of 5%, subject to scheme and lender eligibility criteria. But your deposit is only one part of the picture - your income, existing debts, expenses and borrowing capacity still matter.

Credit Hub can help you understand your options and assess what may work for your circumstances.

📞 1300 782 944
🌐 www.credithub.com.au

Eligibility criteria, lending requirements and terms apply.



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The cash rate may be on hold, but your home loan doesn’t have to stay on autopilot.

It could be a good time to review your current rate, repayments and available options to see whether your loan still suits your circumstances.

Credit Hub can help you compare home loan options across 52+ lenders.

📞 1300 782 944
🌐 www.credithub.com.au



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Don't let headlines make your business decisions.

The proposed $20,000 instant asset write-off isn't law yet. Before investing in a work vehicle or equipment, make sure your finance is structured the right way.

With access to 52+ lenders, Credit Hub helps Australian businesses find finance that fits.

📞 1300 782 944
🌐 www.credithub.com.au



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Thinking about refinancing? Start by reviewing your options before submitting another application.

Your property value may have changed, study debt can affect your borrowing capacity, and every lender assesses applications differently. A “no” from one lender does not mean there are no suitable options available.

Credit Hub compares solutions across 52+ lenders to help you understand what may work for your circumstances.

📞 1300 782 944
🌐 credithub.com.au

Book your free refinance review today — no obligation.



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Your refinance position may have changed - even if your loan hasn’t.

Recent shifts in Melbourne property values could affect your lender’s valuation, available equity and loan-to-value ratio.

A refinance review can help clarify your current position, compare options across 52+ lenders and determine whether your existing structure still suits your goals.

📞 1300 782 944
🌐 credithub.com.au



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First home buyers:
The government could contribute up to 40% towards a new home (30% for an existing home) through Help to Buy - with a deposit as little as 2% and no LMI.

Eligibility criteria and annual place limits apply, so it won't suit everyone.

Our brokers can help you check if you qualify.

📞 1300 782 944 | Talk to a broker



Disclaimer:
Credit Hub has a network of mortgage brokers and is not affiliated with, or endorsed by, the Australian Government or Housing Australia. General information only. ACL 000472959.

More than 1 in 3 mortgage holders are planning to fix their rate this year.

But the right call isn't about following the crowd - it's about what actually suits your loan.

We compare fixed and variable rates across 52+ lenders, so you can decide with real numbers, not guesswork.

📞 1300 782 944 | Compare now



Disclaimer:
General information only. Comparison rates apply; conditions apply. Credit Hub Pty Ltd, ACL 000472959.

The RBA held the cash rate at 4.35% in June, but its own statement left the door open to further hikes if inflation doesn’t cooperate.

The next decision is 11 August.

Whether rates hold, hike, or eventually ease, the borrowers best positioned are the ones already on the most competitive rate available, not the rate their lender assigned them 18 months ago.

We compare your loan across 52+ lenders. One conversation. No cost.

📞 Compare now
https://www.credithub.com.au/
COMPLIANCE DISCLAIMER
General information only. Not financial advice. RBA commentary sourced from publicly available June 2026 monetary policy statement. Credit Hub ACL 000472959. Your circumstances determine what options are available.

Thinking about fixing your rate?

You're not alone, searches are up since the hike.

But locking in isn't always the safe bet it feels like.

Break costs can sting if you sell early, and you often lose the freedom to make extra repayments. Sometimes splitting it, part fixed, part variable - works better.

It really depends on how long you'll keep the loan.

Let's look at your actual numbers across 52+ lenders.

📞 1300 782 944