PierPoint Lending

Two of Australia's Biggest Banks Are Changing Hands: What It Means If You Bank With HSBC or Suncorp - Pier Point Lending If you have a home loan with HSBC or a Suncorp Bank account, two separate deals, one affecting HSBC's home loan customers and the other affecting Suncorp Bank customers, are reshaping who actually holds and manages your money.

If you have a home loan with HSBC or a Suncorp Bank account, you have probably already had a letter, an email, or seen a headline about changes coming your way. Two separate deals, one affecting HSBC’s home loan customers and the other affecting Suncorp Bank customers, are reshaping who actually holds and manages a very large slice of Australian mortgages. Neither change was something customers asked for, and neither is optional. What does this mean for your loan, and what can you do about it?

Two of Australia's Biggest Banks Are Changing Hands: What It Means If You Bank With HSBC or Suncorp - Pier Point Lending If you have a home loan with HSBC or a Suncorp Bank account, two separate deals, one affecting HSBC's home loan customers and the other affecting Suncorp Bank customers, are reshaping who actually holds and manages your money.

If you’ve spent the last few years watching Brisbane’s property market race ahead of your savings, you’ll be pleased to know that the heat is finally coming out of the market. Prices have eased slightly from their peak, listings are up, and homes are taking longer to sell. For buyers who have felt locked out, this is positive news. It doesn’t mean Brisbane has suddenly become cheap, but it does mean the balance of power is moving, even if only a little, back towards the people trying to buy.

Why Brisbane's Cooling Property Market Is Good News for Buyers - Pier Point Lending If you’ve spent the last few years watching Brisbane's property market race ahead of your savings, you’ll be pleased to know that the heat is finally coming out of the market.

The Sandgate Guide recently featured PierPoint Lending’s Adam Bailey as the cover story of its September 2026 issue, celebrating the role local business owners play in the community (read the full story at sandgateguide.com.au). It’s a reminder of something we believe strongly at PierPoint Lending: being part of a community isn’t just good citizenship, it’s good practice. For a mortgage broker, local knowledge does more than build goodwill. It directly shapes the quality of advice a client receives, from how a property is assessed to how a loan is structured.

Why Local Knowledge Matters When Choosing a Mortgage Broker - Pier Point Lending For a mortgage broker, local knowledge does more than build goodwill. It directly shapes the quality of advice a client receives, from how a property is assessed to how a loan is structured.

📣 The September Sandgate Guide is OUT NOW! 🌸

Spring has arrived — and so has your latest edition of the Sandgate Guide, packed with local stories, community news and plenty of inspiration for the month ahead.

💙 Inside the September edition:
👨‍👧‍👦 Ideas for making the most of Father’s Day
☀️ Loads of things to do during the September school holidays
📖 Great local stories from around our community
📅 Local events
🛍️ Plus, plenty of fantastic local businesses to discover and support

Pick up your FREE copy from stands around the community and see what’s happening locally this September.

Keep an eye out for that familiar Sandgate Guide cover! 👀

💙 Local stories. Local businesses. Local community.

It is a strange moment to be watching the mortgage market. On one hand, lenders are cutting rates and chasing new customers harder than they have in years. On the other, three of the big four banks have just told their own customers to brace for a rate rise. Both things are true at once, and if that feels contradictory, you are not imagining it. At PierPoint Lending, we think it is worth unpacking what is actually going on, because it changes the calculation for anyone weighing up a new loan, a refinance, or whether to lock in a fixed rate.

How Interest Rates Can Be Falling And Rising At The Same Time - Pier Point Lending On one hand, lenders are cutting rates and chasing new customers. On the other, three of the big four banks are predicting a rate rise.

Life rarely stays still long enough for a loan to sit still with it. You might get a promotion, welcome a new baby, change jobs, go through a separation, or start working for yourself. Each of these moments matters in its own right, but each one also has a direct effect on your finances that many borrowers do not think to check until it becomes a problem, or a missed opportunity.

Your Circumstances Have Changed. Has Your Loan Kept Up? - Pier Point Lending Life rarely stays still long enough for a loan to sit still with it. You might get a promotion, welcome a new baby, change jobs, go through a separation, or start working for yourself.

If you’ve been putting off a decision on your own home or your next investment property because of the negative gearing changes announced in the May 2026 Federal Budget, it is worth reading on before you rule anything out.

The 2026 Budget Has Not Closed the Door on Property Investment - Pier Point Lending

A few weeks ago, a client called us the way most people do when their fixed rate is coming up for renewal: a little uncertain, a little worried, and not entirely sure what happens next. It is one of the most common conversations we have at PierPoint Lending.

Your Fixed Rate Is About to End: What Comes Next for Your Home Loan - Pier Point Lending A large number of Australians locked in a fixed rate home loan over the past few years, and a great many of those terms are ending in the months ahead.

How A Bridging Loan Could Get You Into Your Next Home Sooner.

How A Bridging Loan Could Get You Into Your Next Home Sooner - Pier Point Lending Many Brisbane homeowners don't realise you can now buy your next home before selling, often with no repayments required during the transition. Find out how it works with PierPoint Lending.