Maxfin

Beccy pays off her loan 12 years faster. Be like Beccy. 🥂

Same loan. Same rate. Same $250 a week.

The only difference? Bec’s money sits in a savings account. Beccy’s sits in an offset.

$442,834 less interest... and her money is still accessible the whole way through.

Comment OFFSET and I’ll run your numbers.

📧 [email protected]
📲 0403 895 110

General information only, not credit advice.

I’m a Finance Broker - Most people don’t realise an open credit card can quietly cost them a house.

Lenders don’t assess what you owe. They assess what you *could* owe.

$0 balance, paid off every month, perfect history - doesn’t matter.

The bank sees the $30,000 limit, assumes you could max it tomorrow, and builds a repayment into your servicing based on that.

A $30,000 limit can cut your borrowing power by up to $140,000.

The fix is usually simple: reduce the limit or close the card before you apply.

General info only, not advice.

📧 [email protected]

$900,000 · 6% · 30 years · principal and interest

Monthly - $5,395.95
Fortnightly - $2,489.25
Weekly - $1,244.37

DM me and I’ll run it on your loan. 🙌🏽

Illustration only. General information only, not credit advice. Rebecca Tickner, Credit Rep 571611, Maxwell Financial Services Pty Ltd, ACL 384406.

Need a loan? I don’t care about your $9 matcha.

Everyone thinks their coffee habit is why they got knocked back. It’s not. The little spending makes far less difference than you think.

Here’s what I actually look at:

Your income - is it consistent? How long have you been earning it, and is it likely to keep coming in?

Your debts - car loans, credit card limits (even the ones sitting at zero), Afterpay, personal loans. That’s what eats your borrowing capacity.

Cut back on the matcha if you want. But if you’ve got a $45k car loan and three cards you never closed, that’s the conversation we need to have.

DM me if you want to know what you can actually borrow.

📧 [email protected]
📲 0403 895 110

General information only - not financial advice.

Three of the big four banks changed their rate call in 48 hours 👇

Inflation eased to 3.5% this week. Everyone relaxed.

But the number the RBA actually watches has been stuck at 3.6% for three months. It didn’t go up... it just stopped going down. That’s what spooked them.

NAB now says a rise on 29 September. ANZ and CBA say November. Westpac says it won’t happen at all.

Same data. Three different answers. Anyone who tells you they know is guessing.

Comment RATES and I’ll run the numbers on your loan.

📧 [email protected]
📲 0403 895 110

General information only, not credit advice. Rebecca Tickner, Credit Representative 571611, Maxwell Financial Services Pty Ltd, Australian Credit Licence 384406.

5.07% lower than her own bank. Same person, same debts.

Her bank’s personal loan offer was her starting point, not her best option - a broker compares a panel of lenders, and almost nobody thinks to ask us about personal loans.

DM me LOANS and I’ll look at yours.

📧 [email protected]
📲 0403 895 110

Credit Rep 571611 | ACL 384406. General info only, not credit advice.

The 2027 rate predictions are in.

All four big banks have picked their date for our first cut:

CBA... May 2027
NAB... June 2027
Westpac... August 2027
ANZ... September 2027

Would you like a complimentary rate review?

📧 [email protected]
📲 0403 895 110

$0 in savings and bought a $1M property!

The deposit was hiding in plain sight.

It was in equity in their existing home.

We accessed it, and the client bought an investment property within a month of that.

Curious if you could do the same?

[email protected]

Not financial advice. General info only.

First home buyers in negative equity… the number has been announced!

You’ll be shocked 🤯

Watch the video to find out