BOSI Financial Inc
Providing all your financial needs, including mortgages, insurance and investments! Choose us for reliable financial services.
BOSI Financial, Calgary's premier mortgage broker, offers top-notch solutions for residential and commercial mortgages. We connect with leading private lenders in Southern Alberta for the best rates. Our services include insurance and investment advice, focusing on financial empowerment. We prioritize transparency and client satisfaction, specializing in navigating mortgage and insurance complexities. Contact: [email protected] or 1 (800) 660-3576.
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Myth: “You need to have the entire down payment before you can write an offer.”
Deposit and down payment are not the same thing which means you might be able to shop sooner than you think 🏡
Have questions? Send a DM 📲
recently presented to a room of mortgage brokers about the principles, strategies and standards that create lasting success in this industry.
The best mortgage brokers do more than find rates.
They ask better questions and set expectations.
They understand the full financial picture.
They communicate clearly if at any point the process becomes complicated for the buyer.
They know which lenders fit the deal, and they advocate for their clients from application to approval.
Planning your next move? Send us a message with the word MORTGAGE and let’s talk 🏦
Last week had the privilege of speaking in front of many amazing mortgage brokers.
The full presentation is being finalized and will be released soon.
Want help mapping your next mortgage?
DM
09/05/2026
August market stats show a similar story in both cities: activity cooled, inventory remained elevated, and buyers gained more room to choose
• Sales were 1,660, down 16% from last August. New listings also eased, but months of supply still rose to 3.92.
• The total residential benchmark was $569,800, down 1.1% year over year.
• Detached and semi homes stayed relatively balanced. Homes over $1M were the exception; increased supply there actually supported sales.
• Sales hit 2,143, down 9.8% from last year and 15.4% from July. Inventory is still 15.1% higher than August 2025.
• The average selling price was $469,602, up 1.8% year over year but down 1.1% from July.
• Detached prices held better than condos and townhomes.
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For buyers: more selection, more time, and more negotiating room, especially in condos and lower-density pockets with higher supply.
For sellers: pricing and presentation matter more than ever. The market is adjusting.
Questions? Contact today
Can your parents help you buy a home without cosigning?
Watch the full video to see how this work.
With $450+ million in funded mortgages, brings experience, strategy, and personalized guidance to every mortgage journey.
Your goals deserve a mortgage strategy built around you.
➡️ [email protected]
📞 +1 (587) 317-7350
➡️ BOSIFinancial.com
Not all debt is bad debt.
Bad debt costs you: high interest, nothing owned at the end, and payments that never seem to shrink.
Good debt builds for you: it buys assets that grow in value, like a home, and costs less than it earns you over time.
The goal was never zero debt. It’s the right debt, structured the right way.
At we help you restructure what’s working against you into something that works for you.
Save this post for your next money conversation.
Email: [email protected]
Number: +1 (587) 317-7350
Website: BOSIFinancial.com
Your mortgage could be working harder than you think.
Most homeowners believe they have to choose: pay down debt or invest for the future.
With the right mortgage strategy, it’s often possible to do both. Consolidating high-interest debt into your mortgage can lower your total monthly payments, and the money you free up can be put to work in investments.
Same income. Two goals moving forward at the same time.
Every situation is different, which is why this starts with a conversation, not a calculator.
Comment PLAN or reach out directly, and we’ll walk through what this could look like for you.
📧 [email protected]
📞 +1 (587) 317-7350
🌐 BOSIFinancial.com
🏡 A Day at
Files reviewed, lender calls, rates negotiated, conditions cleared, and approvals pushed by end of day.
Most of the work happens where you never see it.
That’s exactly how it should feel.
Have a question about your situation?
📧 [email protected]
📞 +1 (587) 317-7350
🌐 BOSIFinancial.com
08/06/2026
Alberta Market Update: July
Calgary price declines driven mostly by apartment condominiums:
• 1,904 sales in July; down 9.2% year over year
• New listings reached 3,323; down 15.0% year over year
• Inventory at 6,626 units; 3.48 months of supply
• Benchmark price: $569,200; down 2.0% year over year
• Detached: $743,900 (–1.9% Y/Y) and Apartment: $297,600 (–8.4% Y/Y)
Edmonton activity may have hit a turning point for summer:
• 2,535 sales in July; down 7.6% from June and 11.0% year over year
• New listings reached 4,258; down 1.0% month-over-month, up 0.6% year over year
• Inventory rose 0.9% from June and sits 17.9% higher than July 2025
• Average price: $475,079; down 1.8% from June, up 2.6% year over year
• Benchmark price: $429,100; down 0.3% from June, flat year over year
• Detached averaged $585,726 (–1.3% M/M, +1.2% Y/Y)
What does this mean?
Calgary is giving buyers more choice, especially in apartments and row housing, with months of supply rising and condo prices softening the most. Detached and semi remain closer to balanced.
Edmonton saw a clear summer slowdown in sales and a slight price pullback, but overall values held up better year-over-year than Calgary. Detached homes continue to be the strongest segment, while inventory remains elevated and the market is gradually shifting toward more balance.
Reach out to 🏦
Phone: 587-317-7350
Email: [email protected]
You clicked apply: 🔗 in profile.
Here’s exactly what happens next.
reviews your application and reaches out to you personally.
From there, we run your numbers and gather your documents in order to find you the best lender.
At , applying is the beginning of a conversation, not a commitment.
The application only takes a few minutes.
📧 [email protected]
📞 +1 (587) 317-7350
🌐 BOSIFinancial.com
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321 19 Street NW
Calgary, AB
T2N2J2
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| Monday | 8am - 7pm |
| Tuesday | 8am - 7pm |
| Wednesday | 8am - 7pm |
| Thursday | 8am - 7pm |
| Friday | 8am - 5pm |