Armour Insurance

The worst time to discover your insurance information was wrong is after a major loss. 🤔
Incorrect information, an unreported change, or a false statement during a claim could put your coverage at risk.

Could Your Insurance Claim Be Denied for Misrepresentation? Understand how misrepresentation can lead to denied insurance claims. Learn what information is crucial to report for your coverage to remain valid.

🏠 Renting out part of your home?

Learn how rental income coverage works, when it applies, and what homeowners should know before a claim happens.

What is Rental Income Coverage on Your Home Insurance? Understanding Your Home Insurance Learn how rental income coverage in home insurance can protect your finances when a covered event makes your rental property unlivable. Understand the limits and conditions.

Running a business from home? 🏠💼 Your home insurance may not automatically cover it.

From client visits and business equipment to working off-site, a home-based business can change your insurance needs. Our latest article explains what to consider and when commercial insurance may be the better fit.

Before you start or grow a business from home, make sure your insurance is ready for it.

What is Home Based Business Coverage on Your Home Insurance? Understanding Your Home Insurance Learn how home insurance can affect your home-based business, including coverage limits, disclosure requirements, and when to consider commercial insurance.

Would your home insurance fully cover your engagement ring, expensive bike, or prized collection?

Your policy may have special limits that are much lower than your total contents coverage.
Our latest article explains scheduled items, special limits, appraisals, costs, and what you should consider protecting.

What are Scheduled Items on Your Home Insurance? Understanding your Home Insurance Discover how scheduling items on your home insurance can enhance coverage for valuable belongings and protect against special limits. Learn more today.

🏠 What happens to your home insurance after you make a claim?

Claims forgiveness may help protect you after your first eligible claim, but there are a few things homeowners should know before relying on it.

We break down what it is, how it works, and what happens if you switch insurance companies.

What is Claims Forgiveness on Your Home Insurance? Understanding Your Home Insurance Discover how claims forgiveness on home insurance can protect your premium after your first claim. Learn the rules and benefits to avoid surprises.

🏠 Your home insurance may protect more than your home.

Identity theft protection may help with legal expenses, lost income, credit monitoring, identity restoration, and more. Learn how this coverage works and what to look for in your policy.

What is Identity Theft Coverage on Your Home Insurance? Understanding Your Home Insurance Discover how identity theft coverage in home insurance can help you recover from identity theft, covering expenses like legal fees and lost income. Learn more.

What keeps your home running behind the scenes? 🏠
From plumbing and electrical to heating and cooling, your home depends on important systems every day. Learn what home systems coverage is, what it can cover, and what it may not.

What is Home Systems Coverage on Your Home Insurance? Understanding your Home Insurance Discover the importance of home systems coverage in your home insurance policy. Learn what it covers, exclusions, and why it can be essential for homeowners.

🏠 Do you know who pays if an underground water or sewer line on your property breaks?

Service line coverage can help with certain unexpected repair costs. Learn what it covers, what it may not cover, and when it can help.

What is Service Line Coverage on Your Home Insurance? Understanding Your Home Insurance Learn about Service Line Coverage in home insurance, including what it covers, homeowner responsibilities, and exclusions to protect against costly repairs.

Happy Labour Day!
Our offices will be closed for the holiday. We will open tomorrow for regular business hours.

🌧️ When heavy rain or melting snow sends water toward your home, do you know what your insurance covers?
Learn what overland water coverage is, how it differs from sewer backup and burst pipes, and what to look for in your home insurance policy.

What is Overland Water Coverage On your Home Insurance? Understanding Your Home Insurance Learn about overland water coverage in home insurance, what it protects against, and how to reduce the risk of water damage to your home.