Simon Bilodeau - Refinancebc
Simon Bilodeau is an experienced mortgage broker with DLC- Mortgage Negotiators
07/01/2026
06/10/2026
The Bank of Canada held rates again today, the fifth time in a row. No surprise there.
But "the Bank held" does not mean your mortgage rate is safe. The rate they froze drives variable mortgages. Fixed rates are set in the bond market, and those have quietly been creeping higher.
So I put together the full picture of what is really happening in the Canadian economy right now: a recession that has lasted longer than they admit, a savings rate quietly falling, an economy that may be bottoming, and why the bond market matters more than today's headline.
Worth a read if you own a home, are renewing soon, or just want to understand where this is heading.
The Recession We Are Already In: What Is Really Happening to the Canadian Economy The Bank of Canada makes its rate call this Wednesday, and I will post a short note that day on what it means for your mortgage. This is not that note. Before the headline lands and everyone spends five minutes arguing about the merit of no change (hopefully), I want to step back and lay out what is...
04/03/2026
Webinaire en français pour acheteurs en Colombie-Britannique
J’ai l’impression que beaucoup de gens veulent acheter… mais ne savent plus trop comment s’y prendre dans le marché actuel.
Trop d’informations, souvent contradictoires.
Résultat : certains attendent inutilement, d’autres prennent des décisions trop rapidement.
Donc j’organise un webinaire gratuit le 8 avril pour remettre les choses au clair.
On va voir concrètement ce que ça prend pour acheter aujourd’hui, comment les banques évaluent un dossier et surtout comment bien se préparer.
Si vous pensez acheter dans la prochaine année, ça vaut vraiment la peine de prendre 45 minutes pour clarifier votre stratégie.
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Achat de Bien Immobilier en Colombie-Britannique Vous pensez acheter un bien immobilier, mais vous ne savez pas par où commencer? Ce séminaire est pour vous!
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Langley, BC
V2Y0G9
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