Vicky Yiu

🎉 Happy Civic Holiday! 🇨🇦

May your long weekend be filled with relaxation, laughter, and special moments with family and friends.

🎉 Wishing you a wonderful Civic Holiday!🎉

🌟 GTA Home Sales in June 2026 Exceeded Ten-Year Average for 3rd Month in a Row! 🏡
📈 1,175 New Homes Sold, Significant Rebound from June 2025! 💥
💼 273 Condo Apartments Sold, 85% Below Ten-Year Average! 🏢
🏠 902 Single-Family Homes Sold, 36% Above Ten-Year Average! 🏘️
💰 Condo Apt Benchmark Price: $1.04M, Near Price Floor! 💵
💲 Single-Family Home Benchmark Price: $1.28M, 15.5% YoY Decline! 📉
🔍 Inventory: 18,888 New Homes Available, Including 12,579 Condo Apts and 6,309 Single-Family Homes! 🏢🏠

Please contact me for more details:
Name: Vicky Yiu
Phone: 647 606 2829
Email: [email protected]
Website: https://vickyyiu.baystreetgroup.ca

🔈Bank of Canada Maintains Policy Rate at 2.25%🔈

🏡 On July 15, 2026, the Bank of Canada announced that it will maintain its overnight policy rate at 2.25%, with the Bank Rate at 2.50% and the deposit rate at 2.20%.

🏡 Staying informed is key—📞Reach out to explore your options and navigate your next move with confidence.
Name: Vicky Yiu
Phone: 647 606 2829
Email: [email protected]
Website: https://vickyyiu.baystreetgroup.ca

🎉 Happy Canada Day! 🍁
🇨🇦 Wish you a joyful holiday! 🇨🇦✨
🇨🇦⚽ Happy Canada Day!

This year’s celebration feels even more special as Canada continues its exciting journey on the world soccer stage. 🌎🏆

Wishing Team Canada the best of luck in the upcoming match against Morocco on Saturday, July 4, 2026! 🍁🔥

Let’s cheer together for Canada — proud, united, and ready for victory!
Go Canada Go! 🇨🇦🙌⚽

🔈BSG News: Bank of Canada Maintains Policy Rate at 2.25%🔈

On June 10, 2026, the Bank of Canada announced that it will maintain its overnight policy rate at 2.25%, with the Bank Rate at 2.50% and the deposit rate at 2.20%.

Staying informed is key—Reach out to explore your options and navigate your next move with confidence.
📞 Please contact me for more details:
Name: Vicky Yiu
Phone: 647 606 2829
Email: [email protected]
Website: https://vickyyiu.baystreetgroup.ca

TRREB market statistics report

🏡TRREB reports 6,583 home sales in GTA, up 6.3% from last year! 📈
💰Average selling price in GTA is $1.07M, up by $20k from April. 📊
🕒Average days on market is 27, down by 2 days from April. ⏳
📈Sales-to-new listings ratio is 37.2%, a buyer's market! 🏷️
🔍Total active listings decreased by 13.3% year-over-year to 26,927. 📉

Please contact me for more details:
Name: Vicky Yiu
Phone: 647 606 2829
Email: [email protected]
Website: https://vickyyiu.baystreetgroup.ca

[Market Insight: Bond Market Volatility & Your Mortgage Strategy 🇨🇦📉]

The real estate market is reacting to complex global signals. While the Bank of Canada has seen core CPI cool to a 2.0% five-year low, we are witnessing a surprising trend in the bond market: 30-year bond yields have spiked to levels not seen since 2010. 🏛️

What this means for homeowners & buyers:
🔹 Benchmark Sensitivity: Bond yields act as the foundation for long-term lending. When they rise, they exert structural upward pressure on fixed mortgage rates, regardless of where the overnight rate sits.
🔹 The "Waiting" Risk: In this volatile economic cycle, the common strategy of "waiting for rates to drop" may actually expose borrowers to further financing cost increases.
🔹 Strategic Planning: Early rate locks and proactive financial structuring are your best tools to navigate this interest rate environment.

💼 Expert Perspective:
According to recent reports from BMO’s economics team, this divergence between inflation data and bond yields is a key development to watch. It suggests that borrowing costs will remain sensitive to market volatility for the foreseeable future.

🏠 Are you planning to buy or sell a home in the near future? 🏠
Real estate is not just about the transaction; it is about making the right decision for your long-term wealth.
Let’s connect to build a strategy that works for you. Send me a message, and let’s discuss your next move. 🤝
Name: Vicky Yiu
Phone: 647 606 2829
Email: [email protected]
Website: https://vickyyiu.baystreetgroup.ca

🇨🇦Happy Victoria Day!
🌟 Wishing everyone a relaxing and joyful long weekend.
🌟 Hope you get to unwind, recharge, and enjoy some quality time with your favourite people 🌟💖

👩‍👧‍👦 Different ages, different stories, one title: Mom.

👩‍👩‍👧 Some care for families, some for clients, teams, patients, and children.

🌟 Some still learning to care for themselves.

🌷Happy Mother’s Day 🌷
To every strong, graceful, and inspiring woman.