ALMS Blogger

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Most people think investing is about getting rich, driving luxury cars, or living in a skyline penthouse. It’s not. 🚫

Investing will NOT fix a cash-flow problem. If you want luxury, increase your earned income through high-leverage skills and pay cash. Investing has one true purpose: Freedom Insurance. 🛡️

Here is the exact framework to buy back your time:
1️⃣ Boost Earned Income: Specialize, trade, or upskill to drive the top line.
2️⃣ Secure Your Freedom Number: Invest 15–20% of your income into low-cost, globally diversified index funds (Target Annual Expenses × 25).
3️⃣ Shield Your Wealth From Taxes: Optimize registered accounts in order: FHSA ➡️ TFSA ➡️ RRSP.

Stop waiting for a market miracle or paying 2% advisor fees for common sense. Automate your exit and secure your autonomy. ⏳📈



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Is Sam Altman right about the arrival of AGI, or is the existential panic around a "sentient robot uprising" pure fantasy? 🤖❌

In this video, we expose why modern Large Language Models (LLMs) can never develop consciousness, break down John Searle’s famous "Chinese Room" thought experiment, and examine mathematician John Lennox’s warning about the true moral threat behind AI. Stop fearing Skynet—the real danger isn't the machine waking up, but who wields it.



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Is a Canada-US trade war about to hit your wallet? 🇨🇦⚔️🇺🇸

Tensions are boiling over as Donald Trump and Mark Carney clash on trade policy, tariffs, and cross-border economics. This quick survival guide breaks down what escalating trade disputes mean for everyday prices, local jobs, and supply chains.

Watch to the end for the 4 key moves you need to make to protect your money right now! 📉💼



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Most of us picture heaven as eternal retirement, a cosmic resort, or a personal VIP lounge. But biblical theology and C.S. Lewis point to something far more challenging: if you died today, would you actually enjoy heaven? 🔥

Heaven isn’t an amped-up Disneyland where God ignores our compromises. Hebrews calls Him an all-consuming fire. If we find holiness, prayer, and selfless service repulsive down here, heaven won't feel like paradise—it will feel like agony.

Spiritual transformation isn't an optional upgrade for after we die; it starts right now. Do you just want an upgraded version of this world… or do you truly want the abundant life found in Christ?



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Dave Ramsey says all debt is evil—cut up your credit cards and pay cash. If you’re drowning in consumer debt, that advice works. But if your goal is building wealth, avoiding debt entirely keeps you playing defense. 🛡️❌

The wealthy don’t avoid debt—they leverage it. 📈

In this video, I break down why you don’t need a 900 credit score, how the tier system actually works, and the 3 non-negotiable rules to unlock institutional rates (0% financing, Prime spreads, and flexible equity) without paying a dime of unnecessary interest. 💳🔑



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

We’re constantly told to “just love ourselves” and that we’re “perfect just the way we are.” 📱✨ But what happens when you follow all the modern advice, and you’re still left feeling empty, anxious, or unfulfilled?

In this video, we break down why unconditional self-acceptance can quietly turn into self-sabotage. Our emotions were never designed to be our moral compass (Jeremiah 17:9) 🧭. Real love isn’t about self-indulgence or validating stagnation—it’s willing your highest good and discovering your true purpose.

God doesn’t just accept you to leave you there. He calls you into real transformation and an abundant life found in Christ. 🙏📖



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

The financial industry hopes you never calculate this math. 📉

Hiring a percentage-based advisor (AUM) with a 2% fee quietly siphons away up to 50% of your lifetime retirement wealth behind the scenes. But attempting to DIY your entire life savings can trigger devastating behavioral mistakes, panic selling, and tax drag that cost hundreds of thousands more.

Here is the truth:
✅ Vanguard’s Advisor Alpha: A qualified advisor adds 3%–4% in net value—not through stock picking, but through behavioral coaching, asset location, and rebalancing.
✅ The Salience Bias Trap: Writing a $3,000 flat check feels painful, while an invisible 2% fee on a $1M portfolio costs you $20,000 EVERY year.
✅ The Smart Middle Ground: Build your wealth using low-cost index funds, and pay an advice-only, flat-fee CFP® for an unconflicted financial roadmap when you need it.

Pay for the brain—never surrender the compounding. 🧠📈



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

We’ve all lived that silent standoff when the dinner bill hits the table. 🧾👀 You want to be generous, but fear of being taken advantage of makes you build walls instead.

In Luke 16, Jesus shares the bizarre Parable of the Shrewd Manager—where an unrighteous steward is actually praised for using worldly wealth to "make friends." In God’s economy, ownership is a lie: we don’t own a single dollar, we just manage it. 💡

Generosity isn't about letting people walk all over you—it’s about sharing joy with healthy boundaries. Science even backs this up: a landmark study from the University of British Columbia proves that spending money on others delivers significantly higher psychological health and happiness than hoarding it. 🧠✨

Stop hoarding out of fear. Use your resources to invest in eternity, build community, and live like a manager who knows the Owner has your back. 🙏



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Is the economy actually rigged, or are we just succumbing to Financial Nihilism? 📉 In this video, we break down why young adults are yoloing savings into prediction markets, Pokémon cards, and high-risk stocks—and why the path to real wealth hasn't changed.

Stop comparing your starting line to someone else’s 30-year finish line. 🚀 Learn how leveraging tax-advantaged accounts like the TFSA and investing in low-cost global index funds can build real, tax-free financial independence over time.



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

🏋️‍♂️ Is hitting the squat rack a spiritual duty? Most people think serving God only happens in a soup kitchen or Sunday school—but ignoring your physical health is quietly sabotaging your ability to serve long-term.

In this video, we break down sarcopenia—the silent, progressive loss of muscle mass and strength that starts as early as your 30s. Learn why building your "biological armor" isn't about vanity; it’s about kingdom stewardship, longevity, and protecting your witness.

💪 Stop viewing your body as an afterthought. Pick up the iron, build your physical reserve, and make sure you're ready when duty calls!



DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.