Pine
Transforming Canadian Homeownership 🏠And hey, if you prefer to speak to someone over the phone, that's okay, too.
At Pine, we're all about transforming the outdated (and complicated) home financing process, and creating a simpler, faster, and better experience. Enjoy a 100% digital application process where you'll be linked with a dedicated Pine agent who can guide you on your path to home ownership. We're on a mission to make home ownership a reality for Canadians. When you're ready to join us, we're ready for you.
09/23/2026
GoodLife members, attention! 💪🚨 You can get up to $5,000 cash back on your mortgage when you switch or get a mortgage with Pine via pine.ca/goodlife. Switch or start today. GoodLife Fitness
09/16/2026
The CREA Housing Report for August has been released, and things are looking steady and healthy. Pretty much everything stayed generally consistent from the previous month, although new listings increased by 3.3% MoM, which is a refreshing change from the three straight months of decline previously. Feeling motivated to take action before things change? Visit Pine.ca to lock in your best mortgage rate before shopping around, for peace of mind that you’re getting your best rate for you.
09/14/2026
From BC’s million-dollar benchmarks, to Alberta’s more attainable averages, we broke down what a home actually costs across three provinces. Swipe through for the numbers.
Source: CREA - data as of Aug 2026
Unnecessary meetings and long waiting periods are not worth your time. Your big bank doesn’t want you to know there is another way. Visit Pine.ca to get started or switch your mortgage today.
09/04/2026
So, you’ve seen that the Bank of Canada released their updated policy rate (spoiler alert: it’s frozen at 2.25%), but what does that actually mean? Up means bad, down means good? It’s actually a little bit more nuanced when you’re asking what it means, but here, Pine explains in a few simple slides what it means, and so you can confidently interpret its future moves.
09/02/2026
Bank of Canada held its overnight rate at 2.25% today, citing Q2 GDP growth of 3.3%, unemployment easing to 6.4%, and inflation near 3%. While the economy is rebounding, the Bank flagged rising risks from Middle East-driven oil prices and new US tariffs, and said it’s ready to adjust policy as needed. Next announcement is scheduled for October 28, 2026.
To us here at Pine, your time is valuable. Convenience is baked right into our streamlined process, in order to give you peace of mind, and our most affordable rates possible. Visit Pine.ca to get started with your fully digital mortgage.
08/30/2026
When applying for your mortgage, you may encounter some terms that you would never encounter outside of the mortgage process.
Line is here to demystify anything standing between you, and owning your home. What term should we define next?
08/27/2026
If you’re hearing about mortgage pre-approval without knowing what it means, let us give you a quick overview of what it is, how to get it, and why you should. Getting pre-approved couldn’t be easier with Pine. Visit Pine.ca and get pre-approved within 24 hours.
Did you know that with your big bank mortgage lender, any change you make needs to be done in person or on the phone? That’s why at Pine, we let you do things in the most convenient way possible. Change prepayment schedules online, and get approved days faster than the bank. Learn more at Pine.ca and get started today.
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Toronto, ON
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| Monday | 9am - 6pm |
| Tuesday | 9am - 6pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 6pm |
| Friday | 9am - 6pm |
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