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Heather Freed, CFP, CLU, CHS works with business owners to insure that they, their families and employees are protected in a cost effective manner.
Areas of expertise include: Employee Benefits, Estate Planning & Financial Planning. We all have unique requirements. I provide expert and impartial advice to meet your needs today and in the future. Together we look at the big picture, your current situation and your individual goals. Then, we develop a sound, structured plan with the proper tools and resources, in order to meet those expectations and goals. This can include coverage just for you or for your employees as well. Components can include:
• Employee benefits
• Life insurance
• Disability insurance
• Critical illness insurance
• Health and dental benefits
• Long term care insurance
• Partnership insurance
• Business succession plans
• Investments
Call ne today to discuss your needs. Heather Freed, CFP, CLU, RHU
416-806-5478
[email protected]
www.freed.ca
10/31/2025
A perfect way to spend Halloween - Watch the Blue Jays clinch the world series, while drinking the “fall” drink- Pumpkin Spice Steamer and eating Halloween candy!
Go Blue Jays Go!!
PUMPKIN SPICE STEAMER
INGREDIENTS::
• 1 cup milk of your choice
• 2 tablespoons pumpkin purée
• 1 tablespoon maple syrup
• 1/4 teaspoon pumpkin pie spice (or cinnamon + nutmeg mix)
• 1/4 teaspoon vanilla extract + whipped cream or cinnamon for topping
DIRECTIONS:
In a small saucepan, whisk together milk, pumpkin purée, maple syrup, and pumpkin pie spice. Warm over medium heat (don’t boil), whisking until smooth and steamy. Stir in vanilla, pour into a mug, and top with whipped cream or a sprinkle of cinnamon.
NOTES: Prefer a Latte? Add Espresso (1/2 cup) to the recipe above.
Prefer an alcoholic version? Just make sure that you’re not going to drive.
12/16/2024
Wishing you and your family a Happy Holiday - https://conta.cc/3ZPeQi3
09/24/2024
Didn't receive my September 2024 e-news in your In Box? You can read it here - https://conta.cc/3MUnEfc
The Latest News for You - September 2024 Check out the two articles in this month's e-newsletter September 2024 Dear Heather, It fely like summer - even though Labour Day has come and gone. I took a few days off last week. One of the places
06/28/2024
Happy Canada Day weekend! Enjoy the time with family and friends.
https://conta.cc/4eIW1lT
Happy Canada Day ! Enjoy the long weekend Happy Canada Day! Wishing you all a Happy Canada Day weekend Stay happy, healthy and safe as you celebrate with your friends and family NOTE: I took this picture of the Cana
05/28/2024
Didn't receive my May e-news in your In Box? Read it here - https://conta.cc/3UUAvBH
The Latest News for You - May 2024 Check out the three articles in this month's e-newsletter May 2024 Dear Heather, It feels like summer - long, warm days and the Victoria Day long weekend has come and gone. Check out the three article
03/21/2024
Didn't receive my enews in your In Box? Read it here - https://conta.cc/3VlaJsd
Phishing, Travel and Buying a Home March 2024 news March 2024 Dear Heather, Welcome to spring. Check out the three articles in this month's e-newsletter. Please be careful and don't become a victim of Spam or Phishing. Scammers are get
02/22/2024
Didn't receive my Business Owners e-news in your In Box? Read it here - https://conta.cc/48rg0kI
01/29/2024
Phishing and Fraud
Scammers are getting more sophisticated. In the past 3 weeks, I have had a number of texts, phone calls and emails posing as my “bank”.
In “Ye olden days”, you could differentiate the scammers from the real companies easily. The logos were not quite “right” and the language was not perfect. Not true any more.
Do NOT take anyone’s word as true. If it is a text or email do NOT respond. Choose another means of checking that this is really from the presumptive sender. In my case I called the banks’ 1-800 number on my bank card. If it’s a phone call, tell them that you will need to call them back and call the the banks’ 1-800 number on your bank card. ALL of the approaches to me were scammers.
Please protect yourselves.
12/20/2023
Wishing you and your families a Very Happy Holiday season and all the best for 2024
11/30/2023
Didn't see my November e-news in your In Box? Read it here - https://conta.cc/413ETkn
If you want to receive future copies directly, sign up here - https://conta.cc/46FlxDB
2023 Year End Planning November 2023 news November 2023 November 2023 Dear Heather, Welcome to the end of fall. I went for a walk last weekend in my local ravine and it was interesting to see that some of the trees still ha
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Address
1881 Steeles Avenue West, # 143
Toronto, ON
M3H0A1
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |
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