HomeEquity Bank

HomeEquity Bank

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Unlock the wealth you’ve worked so hard to build. Discover the CHIP Reverse Mortgage – designed for Canadian homeowners 55 and better.

CHIP is a reverse mortgage solution offered by HomeEquity Bank - a Schedule 1 Canadian Bank. It was founded over 35 years ago as an annuity based solution addressing the financial needs of Canadians who want to access the equity of their top asset – their home.

07/30/2026

What if your home could send you one text? 🏡❤️

For many Canadians, home is more than just four walls - it’s where life happened. Sometimes, it can also help support the next chapter

What would your home say to you?

# memories

07/24/2026

Understanding your options in retirement can help you make more confident, informed decisions about your future.

Don't miss your chance to register for "Protect It, Use It, Live It: Your Home Equity Playbook". In this informative webinar, Equity Advocate Sue Pimento will demystify the financial options available to homeowners and explore the role home equity can play in retirement planning.

This is your LAST chance! Reserve your spot and walk away with the clarity to protect what you’ve built, use your home equity wisely, and make retirement decisions with confidence.

Register: https://bit.ly/4gA7kR1

07/23/2026

Behind so many stories of older Canadian ageing at home with dignity, independence and confidence, there is often someone quietly helping make that possible.

That's why HomeEquity Bank is proud to announce the recipients of our inaugural National Caregiving Awards, recognizing seven extraordinary Canadians whose compassion, dedication and commitment are changing lives and helping older Canadians age in the homes and communities they love.

From PSWs and professional caregivers to family caregivers and community members, this year's winners remind us that caregiving is more than support — it is love, patience, trust and presence when it matters most. A record-breaking number of nominations prompted HomeEquity Bank to expand this year's awards, showing just how deeply Canadians value the people who help make ageing in place possible.

Each winner will receive a $1,500 award in recognition of their selfless, compassionate service and exceptional contributions to the older Canadians and families they support.

Meet the winners and watch their stories: www.chip.ca/caregivers

07/22/2026

Meet Ena, one of our valued customers. After losing her husband, she found herself feeling uncertain about the future. Through the , she was able to access the value in her home, giving her greater financial flexibility, the freedom to rediscover her passions, and confidence to embrace new possibilities.

Ena's story is part of our 55 & Better series, featuring real HomeEquity Bank customers sharing how they’ve unlocked the value in their homes to support what matters most to them in retirement.

07/21/2026

Home sounds different in every language, but the feeling is universal ❤️🏡

We asked our team what “home” means in their language - and every answer tells a unique story.

At HomeEquity Bank, we’re proud to support our clients in many languages, because every conversation about home should feel comfortable, personal, and understood.

07/17/2026

Congratulations to our partners at The Royal Canadian Legion - National Headquarters on 100 years of service, support, and impact across Canada.

Since 2019, HomeEquity Bank has been proud to stand alongside the Legion, helping members and their families live retirement on their terms.

Here's to a century of making a difference, and many more years of partnership ahead!

07/16/2026

From staying active to embracing new possibilities, growing older is an opportunity to live with greater purpose and intention.

In her latest blog, HomeEquity Bank's Chief Financial Commentator reflects on the five pillars that help shape a meaningful life as we age and creating a retirement that excites you.

Discover Pattie's 5 F's of retirement. Read more: https://bit.ly/3Rc8sQv

07/15/2026

What does it take to age with confidence?

It's about more than just good health or financial security. It's about having the right information to make informed decisions for your future.

That's why we're excited to welcome Dr. Samir Sinha, one of Canada's leading experts on healthy ageing, as HomeEquity Bank's first-ever Chief Medical Commentator.

Together, we'll bring you trusted advice, practical insights, and expert guidance on the topics that matter most—from healthy ageing and ageing in the right place to retirement planning and making the most of your home as you grow older.

Whether you're planning for retirement, supporting an ageing loved one, or simply thinking ahead, we're here to help you navigate the journey with greater confidence, independence, and peace of mind.

Learn more about this new partnership: https://bit.ly/4f4hckH

07/13/2026

Retirement today comes with more choices, and more uncertainty than ever before. Understanding your options can help you make more confident decisions about your future.

Join us and Equity Advocate Sue Pimento for an informative webinar exploring the role home equity can play in retirement financial planning.

You'll learn:
✅ How common home equity options compare
✅ When accessing home equity may, or may not, be the right choice
✅ Common myths and facts about reverse mortgages
✅ How to move from "maybe" to an informed decision

Walk away with the clarity to protect what you’ve built, use your home equity wisely, and make retirement decisions with confidence.

Reserve your spot today: https://bit.ly/4gA7kR1

07/09/2026

Meet Salina, one of our incredible HomeEquity Bank customers. After years of putting others first, it was finally her turn. Through the , she accessed the wealth in her home to make upgrades, pursue her hobbies, and enjoy a renewed sense of freedom and possibility.

Her story is part of our 55 & Better series, featuring real HomeEquity Bank customers sharing how they’ve unlocked the value in their homes to support what matters most in retirement.

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3500-200 Bay Street South Tower
Toronto, ON
M5J2T6