Superscript

Business insurance explained. Without the corporate soup.

Swipe for:
💼 What it is
⚖️ What’s legally required
💻 Which covers do what
🛠️ When to review it

Future-you may be grateful.

Want to deep dive? There's a link in the comments 🤿

We spoke to insurers, cyber responders, claims specialists, cyber-security experts and crisis communications advisers for our latest Cyber risk report.

Their perspectives were different. But one message came through consistently. Getting the basics right still makes the biggest difference:

👉 Multi-factor authentication
👉 Staff awareness
👉 Secure backups
👉 A clear response plan

Cyber resilience isn't about doing everything. It's about doing the right things well.

See what our experts had to say by downloading the report, linked below in the comments 👇

This , we're celebrating the businesses that make our towns and high streets special.

From the local coffee shop where they remember your order to the bookshop with the perfect recommendation or the florist who always goes the extra mile — these businesses are built by people who've taken a chance on an idea, and every customer helps them keep doing what they love.

So, next time you're deciding where to spend your morning coffee money, birthday budget or lunchtime treat, think about where your £10 could go.

A small everyday purchase can help independent businesses invest back into their shop, support local jobs and continue serving the communities they're proud to be part of as demonstrated in the images below.

If you want to know more about how independent retailers have the edge on your local high street, check out the link in the comments 📖

Think you know cyber risk? You probably know the headlines. But do you know:

❓ How AI is changing phishing attacks?
❓ Why small businesses are often the preferred target?
❓ Which cyber myths are still catching businesses out?
❓ What expert advice actually makes the biggest difference?

Our latest Cyber risk report brings together insights from insurers, cyber responders, claims specialists, cyber-security experts and crisis communications advisers.

No scare tactics, just practical advice from the people dealing with cyber incidents every day — all in the report we've linked below.

Get to Know Your Customers Day is a good excuse to recognise something independent retailers often do really well: building genuine relationships with their customers.

Those day-to-day interactions can reveal changing habits, highlight new opportunities and help shape better business decisions.

To mark both and , we've shared five strengths that many independent retailers already have, along with a few practical ideas for making the most of them.

Take a look through the carousel below, then find the full article in the comments.

You don’t have to be a big business to be targeted by cyber criminals.

As we were speaking to businesses for our latest Cyber risk report, one message was repeated again and again:

👉 Cyber criminals aren't always chasing the biggest payday. They're looking for businesses that are easiest to breach.

Whether you're a plumber, a consultancy or a tech startup, your business has something of value.

The question isn't whether you're big enough to be targeted. It's whether you're prepared if you are.

We’ve left a link to the report in the comments below for you to find out more.

When was the last time you tried something new to promote your business?

You don't need a huge marketing budget to make an impact. Sometimes, a few small changes can help you reach more customers and keep people coming back.

That's why we've rounded up 11 practical, low-cost ideas for independent retailers looking to grow their business.

Take a look at the full guide in the comments below.

🎁 Need a last-minute gift?
☕️ Fancy your usual coffee?
📖 Looking for your next great read?

Chances are, there's an independent business ready to help. These are the retailers that give our high streets their character, create jobs and help our communities thrive, which is why we're celebrating Independent Retailer Month this July.

Take a look at our infographic below to find out what it's all about, why it matters, and how you can get involved.

We'll also be sharing stories, tips and ways to support independent businesses throughout the month, so stay tuned.