OPC

You’re not required to stay with an accountant who no longer feels like the right fit for you or your business. 🤷‍♀️

You might be looking for:

- More straightforward communication
- A more personal service
- Support that extends beyond year-end
- Greater help with day-to-day bookkeeping
- Clearer financial reporting
- An accountant who better understands your business

Before changing, it’s helpful to check whether any filing deadlines are approaching and make sure you understand which work has already been completed.

OPC provides flexible accounting, bookkeeping and tax support for individuals and owner-managed businesses.

If you’re considering a change, contact the team for an initial conversation.

www.opc.gg | 01481 754930

Whether you need ongoing bookkeeping support, clearer financial reporting or help meeting your tax obligations, OPC is here to make the process more manageable.

Our services include accounting, bookkeeping and tax reporting. 📊

Our support is flexible and tailored to your circumstances, whether you are an individual, a startup or an established owner-managed business.

To find out how OPC can help, visit www.opc.gg or call 01481 754930.

A reminder for Guernsey employers: Q3 ETI and Social Security returns and payments are due by 15 October 2026.

Before submitting, check that you have correctly recorded:

- Employee earnings
- Tax deductions
- Social Security contributions
- New starters and leavers
- Bonuses, overtime and other payments
- Any changes to employee information

Accurate payroll records throughout the quarter make the submission process easier and reduce the risk of discrepancies. If you need support managing your payroll records and employer reporting responsibilities, contact OPC.

www.opc.gg | 01481 754930

Tax-related scams can appear particularly convincing around filing and payment deadlines.

A message may claim that you’re owed a refund, have an outstanding payment or need to take urgent action to avoid a penalty. ⛔

Don’t use the contact details or links included in a suspicious message. Instead, access the relevant authority’s website independently or contact your adviser using details you already trust.

If OPC manages your tax affairs and you’re unsure about correspondence you’ve received, contact the team before responding.

www.opc.gg | 01481 754930

The deadline for submitting Guernsey 2025 personal and company tax returns is 30 November 2026. Although there is still time, starting now allows you to gather any missing information and resolve questions before the deadline approaches!

Leaving everything until November can create unnecessary pressure, particularly if paperwork is missing or your bookkeeping isn’t up to date.

If OPC prepares your return, please send your information to the team as early as possible so we have time to review and complete it.

www.opc.gg | 01481 754930

Busy doesn’t always mean profitable.

Sales are coming in, the diary is full, and turnover is growing… but the numbers at the end of the month don’t reflect the hard work.

The key is looking beyond revenue and understanding your profit margins. Labour costs, stock wastage, discounts and overheads can all quietly impact your bottom line.

📊 Need help understanding your numbers? Speak to our team today.

📞 01481 754000

🌐 www.opc.gg

Starting a business is exciting, but getting your financial foundations right from day one can make a huge difference.

Many common challenges can be avoided by putting the right systems in place early, and good financial habits create a stronger foundation for growth.

Starting a new business and need practical support?

Find out how OPC can help:

🌐 www.opc.gg

📞 01481 754930

✉ [email protected]

For hospitality businesses, strong sales are only part of the picture. Rising supplier costs, staffing requirements and seasonal changes can all impact your bottom line.

Good financial management helps you make the most of every trading period.

Need a clearer picture of your business performance?

The OPC team provides practical accounting and advisory support to help businesses make informed decisions.

Find out more at www.opc.gg

📞 01481 754930

✉ [email protected]

Staying organised during your busiest months can save you time and stress later.

When you're focused on customers, staff and day-to-day operations, keeping your financial records updated can easily become an afterthought.

Building a few simple habits into your routine can help you stay in control of your finances and make sure your accounts continue to give you useful insight.

Here are four habits that can make a big difference.

Need support keeping your business finances organised?

Find out how OPC can help with practical accounting, bookkeeping and advisory support:

🌐 www.opc.gg

📞 01481 754930

Profit and cash flow measure different things.

Your business may show a healthy profit but still experience cash pressure if:

- customers pay late
- you have high upfront costs
- stock levels increase
- expenses are due before income arrives

Understanding both gives you a clearer picture of your business health.

Need help understanding your business finances?

Contact the OPC team today:

📞 01481 754930

✉ [email protected]

or visit www.opc.gg to find out more.