Cool Loans
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Cool Loans is a micro-financier in Jamaica, providing financial solutions for employed individuals. No collateral, no guarantor required. Funds. APR up to 39%
Borrow from $10,000 up to $500,000 using our unsecured facility. Need money for an unexpected or a unplanned expense? Access an unsecured loan of $10,000 up to $500,000 from Cool Loans. Benefits of a Cool Loan:
Simple application, apply remotely or in-person
No pre-approval process. Loan review and processed within 24 Hours
Immediate funding. Access your funds the same day the loan is approved. Competitive rates. Interest rates are affordable and manageable. You’re in control. Use the funds however you choose.
1st time borrowers can access up to $200,000 and repeat borrowers can access up to $500,000
Applying for a loan in Jamaica couldn’t be any easier!
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Category
Products
⦁ Up to $200,000 for new customers
⦁ Up to $500,000 for repeat customers
Requirements to apply for a loan:
⦁ Six months ( 6 months) of unbroken employment
⦁ Signed approval from employer for salary deduction (form to be provided)
⦁ Last 2 pay slips
⦁ Valid Identification (driver’s license, national ID, or passport)
⦁ A recent proof of address (utility bill or bank statement etc.)
⦁ Completed Cool Loans application form
⦁ Processing fee charged is $1000.00 for loans up to $100,000 and 1% of loans over $100,000
*Minimum repayment period 10 months. Maximum repayment period of 24 months. Maximum APR is 49% on maximum loan of $160,000.
Applications are processed within 24 hours of approval.
Contact the business
Telephone
Website
Address
Guardian Life Building 2 Graham Street
Ocho Rios
Opening Hours
| Monday | 09:00 - 17:00 |
| Tuesday | 09:00 - 17:00 |
| Wednesday | 09:00 - 17:00 |
| Thursday | 09:00 - 17:00 |
| Friday | 09:00 - 17:00 |