Cryptadium.com

💸 Every month, you give away 5–10% of your revenue in fees. Have you calculated how much that is over a year?

Traditional payment systems eat into your profit piece by piece.
With a $100,000 monthly turnover, that’s $5,000–10,000 — just for accepting payments from your customers.

Now imagine paying 0.7–0.9% or even less.

It’s not magic — it’s crypto processing.
Blockchain removes intermediaries, which means it removes their fees. Your money goes directly to you.

Cryptadium works exactly like this: one of the lowest commissions on the market — and the higher your turnover, the lower your rate.

Where would you invest the extra $50,000 per year you save?

How an EdTech Platform Solved the Refund Problem

Our client is an online foreign language school with a monthly revenue of $50,000. The team decided to expand payment options and started accepting cryptocurrency — but quickly faced a serious challenge: handling refunds.

When a student requested a refund for a course, managers had to manually send funds from a personal crypto wallet. This caused confusion in financial reporting, took a lot of time, and often led to customer frustration due to delays and unclear transaction status.

The solution came with Cryptadium’s “Withdraw Funds” feature directly in the user dashboard. Now, to process a refund, managers only need to enter the student’s wallet address and the amount — the transfer is completed instantly in just a few clicks.

This resulted in:
Refund processing time reduced from 2–3 hours to 5 minutes
Full transparency of all transactions in a single transaction history
Easy export of ready-to-use reports in Excel format for accounting
Higher student loyalty thanks to fast and clear refund procedures

A platform manager commented:
“Crypto refunds used to be a real nightmare for our operations. Now it’s faster and easier than a regular bank transfer.”|

Explore what Cryptadium can do for your business.

❗️ News Review of the Week

🔹 One-third of all crypto assets are concentrated among the top 100 holders
• The analytical platform Arkham Intelligence has updated its ranking (https://info.arkm.com/research/top-100-arkham-entities-usd) of the hundred largest cryptocurrency holders by asset volume. Data current as of 24 November shows that capital is concentrated in the hands of the largest exchanges, crypto business founders, traditional financial giants and decentralised protocols.

🔹 Do Kwon's lawyers ask for five-year sentence for Terra crash
• Do Kwon's defence believes that a five-year prison sentence in the US would be sufficient punishment for his involvement in the collapse of the TerraUSD stablecoin, which resulted in the loss of approximately $40 billion in capitalisation from the crypto market in 2022. Kwon, co-founder of Terraform Labs, pleaded guilty to fraud and conspiracy in August.

🔹 KuCoin exchange receives MiCA licence to operate in Europe
• The KuCoin crypto exchange has announced that its separate European division has received a licence in Austria under MiCA regulations. This will allow the company to offer regulated services throughout the European Economic Area (EEA).

🔹BTC and ETH: November results
• Bitcoin ended November with a significant decline — its price fell by 16.7%, while Ethereum looked even weaker, losing more than 21% of its value over the month.

❗️ News Review of the Week

🔹 Tether CEO calls Bitcoin the perfect form of money and admits USDT may be abandoned in the future
• Tether CEO Paolo Ardoino said that in the long term, the need for the USDT stablecoin may disappear. According to him, USDT is only a temporary tool, a kind of ‘bridge’ for those who are not yet ready to switch to Bitcoin.

🔹 El Salvador bought $100 million worth of Bitcoin in one day, taking advantage of the price drop
• When Bitcoin fell to $90,000, El Salvador's National Bitcoin Office (ONBTC) purchased 1,000 coins at once. Together with the daily purchase of another 1 BTC, 1,090 Bitcoins worth $100.4 million were added to the balance at approximately $92,000 per 1 BTC. El Salvador has been accumulating bitcoins since September 2021, when the cryptocurrency was recognised as an official means of payment in the country.

🔹Vitalik Buterin warned that elliptic curve cryptography could be broken by quantum computing before the 2028 US presidential election
• He called on Ethereum to upgrade to quantum-resistant cryptography within four years. He also stated that future innovation should shift towards Layer2, wallets and privacy tools, rather than the core protocol layer.

🔹 Miners have mined 95% of the total Bitcoin supply
• The volume of mined coins has exceeded 19.95 million BTC of Satoshi Nakamoto's programmed limit of 21 million. The emission slows down with each halving: after April 2024, the block reward decreased from 6.25 to 3.125 BTC, and now miners produce about 450 BTC per day instead of the previous 900. Although most of the coins are already in circulation, the last 5% will be mined slowly — until 2140.

❗️ News Review of the Week

🔹 Belarusian president calls cryptocurrencies a way to avoid dollar dependence
• Mining can help load the Belarusian nuclear power plant's capacity, and cryptocurrencies can serve as a way to escape dollar dependence, Alexander Lukashenko said at a meeting on the development of the electric power industry and increasing electricity consumption.

🔹 Tether helped freeze $12 million in USDT from an international fraud network
• Tether assisted the Royal Thai Police and the US Secret Service in an international operation to track and block 12 million USDT (about 400 million baht) linked to a fraud network in Southeast Asia. The operation was conducted by the Cybercrime Suppression Division (TCSD) of Thailand's Ministry of Digital Economy and was part of a large-scale campaign to crack down on internet fraud and money laundering. As a result, assets worth over 522 million baht were seized and 73 people were detained — 51 Thai citizens and 22 foreigners.

🔹 Central Bank to allow funds to invest in cryptocurrency derivatives in 2026
• The Bank of Russia will allow management companies to invest in cryptocurrency-linked instruments in 2026. This was announced by Olga Shishlyannikova, director of the Central Bank's Investment Financial Intermediaries Department, at the NAUFOR Ural Conference ‘Russian Stock Market 2025’.