Karus

👀 𝗪𝗼𝗿𝘁𝗵 𝗔 𝗖𝗹𝗼𝘀𝗲𝗿 𝗟𝗼𝗼𝗸.

Many people are surprised to learn that a personal pension plan can start from just €40 per month. And for a limited time, We'll add up to €200* to your Unit Linked Personal Pension Plan when you start between the 15th of June and the 30th of September. Start planning for your future while growing your retirement savings. *Terms & Conditions Apply, refer to our website.

👉 Get your personal pension quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments. 

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

📩 𝗬𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗽𝗲𝗻𝘀𝗶𝗼𝗻 𝗾𝘂𝗼𝘁𝗲 𝗶𝘀 𝗷𝘂𝘀𝘁 𝗮 𝗳𝗲𝘄 𝘁𝗮𝗽𝘀 𝗮𝘄𝗮𝘆.

Find out how little it can take to start planning for your future. Plus, for a limited time, we'll add up to €200* to your Unit Linked Personal Pension Plan when you start between the 15th of June and the 30th of September. Start planning for your future while growing your retirement savings. *Terms & Conditions Apply, refer to our website.

👉 Get your personal pension quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments. 

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

🎁 𝗟𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗶𝗺𝗲 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗣𝗻𝗲𝘀𝗶𝗼𝗻 𝗣𝗹𝗮𝗻 𝗢𝗳𝗳𝗲𝗿.

We'll add up to €200* to your Unit Linked Personal Pension Plan when you start between the 15th of June and the 30th of September. Secure your future while growing your retirement savings. *Terms & Conditions Apply, refer to our website.

👉 Get your personal pension quote: karus.mt/free-quote-pension



If you invest in this Product, you will not have access to your money before the retirement date. If you stop paying your Plan before the selected retirement date, you may not get back as much as you invested as plan charges will continue to apply. The value of your investment may go down as well as up, and you may get back less than you originally invested. Changes in currency exchange rates may also affect the value of investments. 

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

𝗧𝗵𝗲𝗶𝗿 𝗙𝘂𝘁𝘂𝗿𝗲 𝗜𝘀 𝗜𝗻 𝗬𝗼𝘂𝗿 𝗛𝗮𝗻𝗱𝘀 💙

Whatever path your child chooses, the steps you take today can help create more opportunities for their tomorrow.

A Child Savings Plan is a simple way to start saving for their future, one step at a time.

👉 Get your personalised quote now: karus.mt/free-quote-childsavings



If you cash in your Plan before the maturity date, you may not get back as much as 
you invested. What you might get back will depend on the investment performance and the bonuses 
which may be added to your Plan. The rate of future bonuses is not guaranteed and 
may change over the years.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Middlesea p.l.c. (MMS) and Mapfre Msv Life p.l.c. (MMSV). Mapfre Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

⭐ 𝗛𝗲𝗹𝗽𝗶𝗻𝗴 𝗕𝘂𝗶𝗹𝗱 𝗧𝗵𝗲𝗶𝗿 𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄.

Whatever path your child chooses, giving them a strong start today can help create opportunities for tomorrow. A Child Savings Plan is a simple way to start saving for their future, one step at a time.

👉 Get your personalised quote now: karus.mt/free-quote-childsavings



If you cash in your Plan before the maturity date, you may not get back as much as you invested. What you might get back will depend on the investment performance and the bonuses
which may be added to your Plan. The rate of future bonuses is not guaranteed and may change over the years.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

👶 𝗦𝘁𝗮𝗿𝘁 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗬𝗼𝘂𝗿 𝗖𝗵𝗶𝗹𝗱'𝘀 𝗙𝘂𝘁𝘂𝗿𝗲 𝗧𝗼𝗱𝗮𝘆.

The choices you make now can help create opportunities for your child in the years ahead. Whether it's education, new experiences, or the dreams they'll one day pursue, a Child Savings Plan can help you take the first step towards preparing for their future.

👉 Get your personalised quote now: karus.mt/free-quote-childsavings



If you cash in your Plan before the maturity date, you may not get back as much as
you invested. What you might get back will depend on the investment performance and the bonuses
which may be added to your Plan. The rate of future bonuses is not guaranteed and
may change over the years.

This product is manufactured by Mapfre Msv Life p.l.c which provides cover under this policy, and distributed by Karus Services Ltd.

Karus Services Ltd. (C-99711) is enrolled under the Insurance Distribution Act, Cap. 487 of the Laws of Malta, as a Tied Insurance Intermediary for both Mapfre Malta p.l.c. and Mapfre Msv Life p.l.c.. Mapfre Malta p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both long-term and general business under the Insurance Business Act, Cap. 403 of the Laws of Malta. Mapfre Msv Life p.l.c. (C-15722) is authorised by the MFSA to carry on long-term business under the Insurance Business Act. All entities are regulated by the MFSA.

𝗢𝗻𝗲 𝗧𝗲𝗮𝗺 💙

At Karus, we believe that growth starts with the people beside you. A culture built on support, ambition, and a shared commitment to making a difference.

👉 Join Our Team, Apply Online - karus.mt/careers

☀️ 𝗣𝗿𝗼𝘁𝗲𝗰𝘁 𝘆𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘄𝗵𝗶𝗹𝗲 𝗲𝗻𝗷𝗼𝘆𝗶𝗻𝗴 𝘁𝗵𝗲 𝗽𝗿𝗲𝘀𝗲𝗻𝘁.

While you're focusing on today, it's also worth thinking about tomorrow. Taking small steps now can help you enjoy greater peace of mind in the years ahead.

👉 Learn More: karus.mt/products