Figuration

“Cash flow” and “profit” are not the same thing. Mix them up, and that gap can catch even well-run businesses by surprise.

Profit is what’s left after expenses. Cash flow is the money moving in and out of your business.

You can be profitable on paper and still come up short when the bills roll in.

Untangling the two is one of the things we love walking clients through.

Monthly reconciliation helps catch errors, banking fees and potential fraud early, while they’re still small and easy to fix – not months later when they’re a mess to untangle.

It’s one of the simplest habits that can make the biggest difference.

In 2014, I left a chartered accountancy firm to start my own practice.

I was tired of clients only hearing from their accountant once a year, when it was too late to change anything.

Figuration was built to be the exception.

What's the difference between bookkeeping and accounting?

Bookkeeping keeps your numbers up to date. Accounting tells you what they mean.

A strong business needs both.

GST is due on 28 August.

Pop the date in your calendar and stay one step ahead.

The most common cashflow mistake we see with new clients?

Not knowing their numbers until the bank balance tells them.

A weekly check-in changes that fast.

A friendly heads-up - Provisional Tax is due on 28 August.

Is your profit looking different to last year? Your provisional tax may need another look.

Get in touch with us at [email protected] and we can check it with you.

We love hearing this from our clients.

Proactive, efficient, and always up for a chat about the numbers.

That's what we aim for.

One Xero habit that saves us hours every month: setting up bank rules properly from day one.

Small change, big time saver.

Not sure if your bookkeeping needs an overhaul or just a tidy up?

Often it is the second one.

A quick systems check can fix more than you would think.