Infinance

Could 2027 finally be our year? 📈

After a challenging few years, there are signs that New Zealand’s economy is laying the foundations for recovery. Treasury expects economic growth to strengthen through 2027 and 2028, but there are still a few hurdles to clear along the way.

So, what could the next year look like for households, businesses and investors?

👉 Head to our profile to read the full insight.

Thinking about buying a business? 👀

Finding the right opportunity is one thing. Working out how to finance it is another.

From security and equity to cash flow, experience and the performance of the business itself, there’s plenty a lender will want to understand before saying yes.

The good news? A traditional bank isn’t always the only option.

Our latest blog looks at what lenders consider when financing a business purchase, what you can do to prepare, and why it pays to start the finance conversation early.

Read the full blog 👇

Building, developing or subdividing? 🏡

Getting the finance right from the start can make a big difference to how smoothly your project comes together.

We take a look at some of the key things to consider when financing your next property project. Read the blog here👇

Your equipment works hard for your business - your finance should work with it.

Whether you’re buying new machinery, upgrading vehicles, refinancing existing equipment or looking to free up cashflow, the right finance structure can make a real difference.

It’s about matching your repayments to your assets, your income and the way your business actually operates.

Read the full blog to learn more 👇

Could the money sitting in your savings account be helping you pay less interest on your mortgage? 🏡💰

An Offset Mortgage lets you use your savings to reduce the amount of your home loan that you’re charged interest on - while still keeping your money accessible.

So, how does it actually work, and could it be right for you?

Read the full blog to find out: www.infinance.co.nz/insights/offset-mortgage

The OCR has risen to 2.75% - so what could that mean for you? 📈

From mortgage rates and borrowing costs to the wider economy, we break down what’s behind the latest increase and what to keep an eye on next.

Read the full blog here 👇

Buying a home comes with plenty to think about - and insurance should be part of the conversation too. 🏡

If illness, injury or another unexpected event affects your income, having the right cover in place can help protect your mortgage and the life you’ve built around it.

From life and income protection to trauma, health and mortgage protection insurance, our latest insight looks at the different options worth considering.

Read more 👇

What happens to your business if the person who makes it work suddenly can’t?

You probably insure your vehicles, equipment, stock and premises. But what about one of your most valuable assets - your people?

Key Person Insurance can help protect your business financially if someone essential is suddenly unable to contribute, giving you breathing room to manage lost revenue, maintain cash flow, find a replacement or adapt.

Read more about Key Person Insurance and why it’s worth considering as part of your business protection planning. 👇

Uncertainty doesn’t mean putting your business on hold.

With pressure from rising costs, interest-rate uncertainty and changing business confidence, maintaining healthy cash flow and financial flexibility can make all the difference.

The right finance strategy can help create breathing room, protect cash reserves and keep your business ready to act when opportunities emerge.

In our latest insight, we look at practical ways businesses can create more stability in uncertain conditions - from cashflow and invoice finance to equipment funding and restructuring.

👉 Read the full insight here:
www.infinance.co.nz/insights/creating-stability