EMG Insurance Advisor

Why the wealthy still use life insurance?

You Cry 😭 , or
You Start Today 😍

Gym = for daily maintaining and making your health better.

Health Insurance = saves you and your family from big expenses if you become ill (hopefully not)

Parehas may benefit, if you can do both, why cancel one? If not, choose one that will give you more peace.

"You will never know what tomorrow brings"

A few years ago, someone close to me was diagnosed with cancer.

Before that nag kuwento ako sa kanya ng Insurance.

Unfortunately after 5 years, she regret that she was diagnosed with breast cancer.

Good part my HMO siyang nagamit. She thought "Okay na" But in just a few sessions, na max out agad.

The sad part, is I can no longer make kwento pa to her. Kasi end na ang story.

And that’s when the bills started piling up.

Even her savings washout.

Lahat out of pocket. Lahat galing sa ipon.

—

𝗛𝗠𝗢 𝗽𝗮𝘆𝘀 𝘁𝗵𝗲 𝗵𝗼𝘀𝗽𝗶𝘁𝗮l but not enough.

𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗰𝗵𝗲𝗰𝗸:

Don't wait to get burden in the future instead, prepare for your future and be insured.

Kaya habang healthy ka pa…protect yourself.

Before the illness comes.
Before the bills do.

Ngayon kung wala ka pang Health Insurance…I message mo lng ako 🙋 hindi kita ooperan kwentuhan lang kita kasi LIFE is SHORT ☺⬇️⬇️⬇️

😯😯😯 20% tax PAANO na?
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Matagal na pong may 20% tax ang INTEREST sa mga short term deposits natin sa mga bangko. (See photo below of my 2022 bankbook). And take note na hindi ang savings natin ang may tax, kung hindi ang interest income o kinita ng ating savings account.

Kinita ng Savings P 15.56 x 20% = P3.11 (tax)

Ang pagbabago ngayon ay subject na rin sa 20% ang INTEREST o kinita ng mga long term deposits. Dati kasi ay wala sila nito.

Ginawa nilang 20% ang lahat - short and long term deposits para pantay pantay na daw.

!

Insured or NOT to insured?

Whether you have insurance or not, it doesn't change the fact that healthcare in the Philippines is expensive. Better prepare ahead than regret.