Financial Solution

Kung 30's o 40 years old ka na ngayon at wala ka pa ring ipon, matakot ka na kaya basahin mo ito ng buo.

Hindi para takutin kita.
Para gisingin kita.

Kasi pag 20s ka at wala kang ipon, okay pa. Bata ka pa, pwede pa magkamali.
Pero pag 30s at 40s ka na at wala ka pa ring ipon, hindi na yan simpleng pagkakamali.
Emergency na yan.

Kasi sa edad na yan, hindi na ikaw lang binubuhay mo.
May anak ka na, may pamilya ka na, may magulang ka na tumatanda na.
At hindi na kasing lakas ng dati katawan mo para maghabol ng trabaho.

3 brutal na katotohanan pag 30s o 40s ka na at wala ka pa ring ipon. At 3 bagay na dapat mong gawin para ito ay maiwasan.

1: Hindi na dadating ang malaking sahod na hinihintay mo.

Akala mo pag nag 30s ka na tataas sahod mo at kusa ka makakaipon.
Hindi totoo.

Karamihan ng 30s at 40s, ganun pa rin sahod, pero mas malaki na gastos.
Dati ikaw lang, ngayon may anak, may tuition, may gatas, may upa.
Kung nung single ka wala kang naipon, mas lalong wala kang maiipon ngayon pag hindi mo babaguhin sistema mo.

Realtalk: Hindi tataas ipon mo pag tumaas sahod mo. Tataas ipon mo pag binago mo habit mo.

2: Yung katawan mo hindi na kasing lakas ng 20s mo, pero yung gastos mo mas malakas pa.

Nung 20s ka, kaya mo magpuyat, mag-extra work, magbuhat, mag-byahe ng 3 oras.
Pag 30s at 40s ka na, madali ka na mapagod, madali ka na magkasakit.

At isang sakit lang, ubos ka.
Isang emergency lang na P5,000, uutang ka na.
Isang ospital lang, P20,000 agad.

Kung wala kang P5,000 na hindi mo gagalawin ngayon, paano pag 50s ka na at hindi ka na makatrabaho?
Sino bubuhay sayo? Anak mo na may pamilya na din?

Hindi ka dapat matakot sa pagtanda. Dapat ka matakot kung pag tanda mo, wala kang ipon at wala kang choice kundi mamalimos sa anak mo.

3: Yung anak mo ginagaya habit mo sa pera, hindi payo mo.

Sabi mo sa anak mo "anak mag-ipon ka."
Pero nakikita niya sayo ikaw wala Ka din Ng IPon.

Anong matututunan niya? Mag-ipon o gumastos?

Kung 30s at 40s ka na at wala ka pa ring ipon, hindi lang future mo sinisira mo, pati future ng anak mo tinuturuan mo maging gipit din.

Masakit pero totoo.

So ano gagawin mo ngayon? Hindi bukas, ngayon.

3 bagay na gawin mo para hindi ka matapos na zero pag 50s ka na.

1. Mag-ipon ka ng P50 araw-araw bago ka gumastos. Hindi pag may natira, bago gumastos,

P50 x 30 days = P1,500
P1,500 x 12 months = P18,000
In 3 years may P54,000 ka na pang-emergency na dati wala ka kahit P500.

Hindi amount ang mahalaga. Disiplina. Gawin mo ngayon. Ihiwalay mo agad pagka-sahod mo.

2. Magdagdag ka ng isang skill na kikita ng P200 per day kahit nasa bahay ka lang.

Hindi na sapat sahod mo lang sa 30s at 40s.
Kailangan mo ng second income.

Hindi mo kailangan ng malaking puhunan.

Halimbawa:
Marunong ka magluto? Magbenta ka ng 10 tubs na ulam sa kapitbahay mo. P50 tubo per tub, P500 per day ka.
Marunong ka mag-cellphone? Magkabit ka ng tempered glass. P100 tubo per kabit, 3 kabit lang P300 na.
Magaling ka magsalita? Magbenta ka ng bigas na 5 kilos repack sa subdivision niyo.

Isang skill lang. 30 minutes ka mag-aral sa YouTube gabi-gabi. After 30 days, kaya mo na kumita.

3. Putulin mo yung isang bisyo na butas ng timba mo.

Yung timba mo kahit gaano mo lagyan ng tubig, kung may butas, hindi mapupuno.

Ano butas mo?
Yosi? P150 per day x 30 = P4,500 per month nausok lang.
Scatter o sugal? P100 per day x 30 = P3,000 natataya lang.
Alak at barkada? P200 per week x 4 = P800.

Isang butas lang takpan mo, may P3,000 to P4,500 ka na agad na pang-ipon.

Hindi mo kailangan putulin lahat. Isa lang. Ngayon.

Hindi pa huli.
Pero dapat matakot ka na para gumalaw ka na.

'Ang taong marunong maghanda sa kaniyang kabataan ay may makakain sa kaniyang katandaan.'
— Kawikaan 6:6-8

7 YEARS LANG MAG-IPON, 13 YEARS LIBRE NA PERO COVERED KA PA RIN?
Yan ang Kaiser Ultimate Health Builder 7-20.

Maraming Pinoy, ipon nang ipon pero pag nagkasakit - ubos lahat.

Sa Kaiser, iba:
✅ May P50k-60k Health Benefit yearly
✅ May Life Insurance hanggang P450k for 20 years
✅ May Maturity Value hanggang P1.1M

Hindi gastos. Lipat-ipon lang para sa future mo.

Gusto mo malaman magkano sayo base sa edad mo?

👉 "Send Me a Message" for Free Quotes

VICE GANDA:
Tama na may insurance, yung maganda may insurance na, may LONG-TERM HEALTHCARE at may investment ka pa.

Si Ogie Diaz nung nandun kami sa lamay ni Chokie magaling mag compute ng insurance benefits yan nakakatuwa. Dapat kasi meron.

At 20 to 30 years old ka dapat productive ka. Yan kasi yung crucial.
Bago mag 40 dapat unti unti kana nag babawas ng trabaho para pag dating mo ng 50 to 60 years old nag rerelax ka nalang. Secured kana sa sarili mo kasi nakapag ipon kana. Yung iba pag dating ng 40 years old saka pa lang sila ng sisimula kaya pinapatay nila sarili nila dahil hinahabol nila yung nawalang panahon.

Kaya yung bata sinasabi lage, “YOLO muna tayo bata pa naman tayo eh.” Hanggnag magising nalang sila isang araw, " AY ANG TANDA KO NA PALA WALA PA AKO NA IIPON."

"Make a living but don't forget to make Life".

Vice Ganda knows all too well the VALUE of FINANCIAL PLANNING.

You may be YOUNG NOW, but you won't be young forever.

Maganda na yung habang bata ka pa secured kana para di mo na iisipin kung anong mangyayari sayo pagtanda mo.

Be Financially informed. 👌
Message me NOW 👉
👉👉👉 Dennis Lopez Loñosa

HMO WITH SAVINGS.
SAVINGS WITH HMO.
Even if you can reverse it—it's just KAISER.

Nowadays, just saving is not enough.
You need to have protection too.
And being protected is not enough either—
You must have a future too.

✅ May healthcare benefits
✅ May long-term savings
✅ May investment growth
✅ May peace of mind

💙 Kaiser International HealthGroup, Inc.
The HMO with SAVINGS.
The SAVINGS with HMO.

📌 For those who want time freedom, financial security, and health protection—this is the answer.

Let's talk!

THIS IS HOW KAISER 3-in-1 SAVING PLAN WORKS. ✨

Hindi mo man ito magamit sa ngayon, but I'm sure sa pagtanda mo pasasalamatan mo ito.

𝐖𝐡𝐲 𝐊𝐚𝐢𝐬𝐞𝐫 𝐋𝐨𝐧𝐠𝐭𝐞𝐫𝐦 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐢𝐬 𝐯𝐞𝐫𝐲 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭? 😊

✅ Kapag hindi ka na employed, hindi ka magwo-worry kung maospital ka.

✅ Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike traditional healthcare. Marereceive mo ang guaranteed Long-term care bonus sa maturity.

✅ May kasama na syang life protection na maiiwan sa family just in case may nangyari sa policy holder.

✅ Waived na ang payment kung may nangyari sa policy holder, transferable pa ang healthcare coverage at maturity benefits nito sa beneficiary.

✅ Good as cash sya pagdating ng maturity. Pwede mong iwithdraw ang fund kung gusto mo. Pero maganda na iretain mo, dahil hanggat may fund ka, patuloy sa pag grow ang fund mo at hindi ka mag-aalala pag nagkasakit sa pagtanda, dahil covered ka ng Healthcare for the REST OF YOUR LIFE.

Pwede kang magkaroon nito sa halagang Php88.00/day. Depends on age.

Start securing your future Healthcare Fund today. 🫶
Dahil ang Kaiser 3in1 Saving Plan, Kumpleto na!

Message us Dennis Lopez Loñosa to know more.

₱88 lang kada araw... pero ang kapalit? 😁

✅ May healthcare ka.
✅ May life insurance ka.
✅ May ipon at investment ka.

**Lahat sa iisang plan.**

Kung **10–40 years old** ka, maaari kang magsimula sa **halagang ₱88/day**.*

Habang karamihan ay gumagastos ng mahigit ₱100 sa milk tea, coffee, o food delivery sa isang araw...
**Puwede mo nang simulang protektahan ang kinabukasan mo at ng pamilya mo.**

💙 KAISER 3-in-1
✔️ Healthcare Fund
✔️ Life Insurance Protection
✔️ Long-Term Wealth Building

Imagine this...
📌 Kapag naospital ka, may healthcare assistance.
📌 Kapag may nangyari sa'yo, may maiiwan sa pamilya mo.
📌 Kapag dumating ang retirement, may naipon kang pondo.
Hindi lang ito gastos.

Investment ito sa mas panatag na bukas.
Maraming Pilipino ang naghihintay muna ng emergency bago magplano.

Huwag hintaying kailanganin mo bago ka maghanda.

📩 Message me Dennis Lopez Loñosa

WHY KAISER IS THE BEST INVESTMENT TO START?

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health funds are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
👉This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!

Wag Kang matakot kumuha Ng HEALTHCARE PLAN, dikanga natakot kumuha Ng MEMORIAL PLAN😁

On May 27, 2026, Mr. Fletcher Arevalo received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc. in Omnis Prosperity Tower, Makati.

His journey has been a long and rewarding one, and we are proud to say that he has attained the maximum level of maturity in his healthcare journey.

We are honored to recognize his hard work and dedication, and we wish him all the best in his future endeavors.

Congratulations, Mr. Fletcher Arevalo!

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.

On May 27, 2026, Mr. Fletcher Arevalo received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Inc. in Cebu City.

His journey has been a long and rewarding one, and we are proud to say that he has attained the maximum level of maturity in his healthcare journey.

We are honored to recognize his hard work and dedication, and we wish him all the best in his future endeavors.

Congratulations, Mr. Fletcher Arevalo!

Disclaimer:
The appropriation of the official posts of the company outside of the official accounts of Kaiser International Healthgroup Inc. is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of Kaiser International Healthgroup Inc. are considered violations of the intellectual property rights of the company.

The Kaiser International Healthgroup Inc. reserves the right to take legal action against those who violate our intellectual property rights, including seeking redress for damages in the proper courts of the Philippines.