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Learn with me current Rate Buy Downs from Max!

“Let’s say your client buys a new home with a $700K loan and pays $6-7K to buy the rate down. A few months later, they sell their old home and put $300K toward the loan, bringing the balance down to $400K. The monthly savings from the buydown? Only about $70. It would take 8–9 years to break even—and if they refinance or sell before then, some of that money is lost. Another point to consider…what if they had taken that $6-7K and invested it? They’d be making money on their money. So the break even for the buy down can be even longer.”

💡 Thinking about a rate buydown? Read this first. We’re seeing a lot of buyers interested in paying points to lower their rate—but when they plan to sell their current home after buying a new one and re-cast their mortgage, it often doesn’t make sense. 📉 Example: Buyer takes a $700K loan and spends $7K to buy down the rate. A few months later, they sell their old home and put $300K toward the loan, reducing the balance to $400K. That $7K investment only saves ~$70/month. 📆 Break-even = 8–9 years. If they sell or refinance before then? Money lost. If your clients are in this boat, let’s talk through the math first. The right move isn’t always the obvious one. #mortgagetips #payingpoints #discountpoints #realestatetips #georgiarealestate #georgiamortgagebroker

Come see it in person! I've scheduled an open house for Sat, May 24 @ 1:00 - 4:00PM. Click on the image to see all the listing details, or contact me directly if you'd like to learn more.

🚨 USDA Loan Update: Manufactured Housing NOW Eligible in all states! 🚨

Looking to buy a manufactured home in a rural area? The USDA just made it easier with their ZERO down loan program! 🙌

Here’s what qualifies under the updated guidelines:
✅ Home must be 20 years old or newer
✅ Must be at least 400 sq ft
✅ Tie-downs must meet HUD code requirements
✅ ZERO down payment required – seriously, $0 down!

This is a HUGE win for homebuyers who want affordability, flexibility, and a place to call their own 🏡💚
Message me for more info!

Experience the ultimate in riverfront living with this stunning Chestatee River home! Wake up to the soothing sounds of flowing water and spend your days kayaking from your backyard or floating down the river on warm summer afternoons. With 110 feet of river frontage and expansive decks stretching across the back of the home, you'll enjoy breathtaking views from almost every room. Message me to tour!

1040 Golden Avenue, Dahlonega, GA 30533 3 beds, 3 baths, 2,850 sq ft - Single Family Offered at: $875,000

New year - Fresh New Look!

2025 colors

🌲 This time of year reminds us that the greatest gift is the feeling of home - where memories are made, love is shared, and traditions come to life. ♥️

Happy Thanksgiving to everyone today..may your day be blessed with new memories and a grateful heart and hopefully good PIE!