Kilgore Insurance Agency

As we move toward fall, this is a great time to look over your home and take care of small maintenance tasks before they turn into costly repairs. A little attention now can make a big difference later.

Swipe through our checklist for a few key areas worth reviewing as the season changes.

If you’d like recommendations for trusted local providers who can help with any of these items, our team is happy to point you in the right direction. And if you have questions or need support with anything insurance‑related, just give our office a call. We’re here to help.

Back-to-school season is the perfect time to help families refresh important safety habits. Our team at Kilgore Insurance put together a few reminders to help keep students safe and confident as they head into a new year.

• Make sure kids know their full names, your phone number, your home address, and how to reach a trusted adult. A small safety card in their backpack with this info and any medical details can be a big help.

• Reinforce proper hand-washing and remind them not to share food or drinks. These small habits make a big difference in preventing classroom illnesses.

• Keep backpacks light. A safe limit is no more than 15% of your child’s body weight, and using both straps helps protect their back.

• Talk openly about bullying — what it looks like, how to report it, and who they can go to at school if they ever feel unsafe.

• Skip putting your child’s first name on the outside of backpacks or lunch boxes. Using initials or labeling the inside keeps things safer.

We’re here to support families across our community, and we hope these tips help set the tone for a safe, healthy, and successful school year. If you need anything as the year gets underway, our team is always ready to help.

With Fall Prevention Awareness Month in full swing, our team at Kilgore Insurance is reminding businesses how important it is to take a fresh look at workplace safety. Simple steps like proactive planning, routine maintenance, and staff awareness can significantly reduce slip, trip, and fall risks.

Swipe through to see key tips your team can put into practice right away.

If you ever need support strengthening your safety program or reviewing your coverage, we’re always here to help.

Wildfire season is officially underway, and now is the time to make sure your coverage is ready to protect what matters most. Our team encourages everyone to go beyond evacuation planning and take a close look at homeowners, renters, and auto insurance to understand how wildfire-related damage may be handled.

It’s especially important to confirm whether your policy covers fire, smoke, and ash damage, and to review your auto policy if you want protection for your vehicle—since that typically falls under comprehensive coverage, not homeowners insurance.

You’ll also want to check your additional living expenses limits and consider whether they would realistically support you if you were displaced for several weeks.

If you’re unsure where to begin or want help evaluating your coverage, our team at Kilgore Insurance is here to walk you through your options and help you stay protected this wildfire season.

What really happens to your payout after a covered loss? It often comes down to one key detail: whether your policy is based on replacement cost value or actual cash value.

These two coverage types work very differently, and knowing the difference can help you avoid expensive surprises when it’s time to file a claim.

Our team at Kilgore Insurance broke down what each option means so you can feel more confident about your coverage.

Not sure which one you have or which one you should choose? Reach out to us anytime — we’re here to help make insurance easier to understand.

With back-to-school season approaching and National Traffic Awareness Month just around the corner, our team at Kilgore Insurance is encouraging everyone to take a few extra moments to stay alert on the roads.

As traffic patterns shift with school start times, even small distractions can create big risks. Whether you're behind the wheel or helping kids get to and from school, a little added awareness goes a long way.

We’ll be sharing a few quick reminders designed to help motorists, families, and young students stay safe this time of year. We hope you’ll share them with anyone who might find them helpful.

If you ever have questions or need guidance, our team is always here to support you.

Summer is here, and homeowners across our community are getting their backyards ready for warm-weather fun. Whether you're adding a new pool, setting up a trampoline, or refreshing your outdoor play areas, it's important to remember that these upgrades can increase your liability exposure.

Our team at Kilgore Insurance wants to help you enjoy the season with confidence. A quick review of your homeowners liability limits and a conversation about optional coverage can make a big difference in protecting your home and family.

If you're planning new additions or just want to make sure you're covered, give us a call. We're here to help you keep summer fun and stress-free.

We hope your summer is off to a great start! Our team at Kilgore Insurance knows this season is the perfect time to recharge, enjoy the sunshine, and make memories with friends and family.

If you're reviewing your coverage or planning activities that might change your insurance needs, we're here to help. Give us a call anytime with questions or to schedule a policy review.

Wishing you a safe and relaxing summer ahead!

Flag Day is a meaningful reminder of the history and story behind the Stars and Stripes, and our team at Kilgore Insurance is proud to celebrate it each year.

Here are a few fun facts about the United States flag that we think you'll enjoy:

🔹 The current 50-star design was created by a 17-year-old student, Robert G. Heft, in 1958. It was selected by President Eisenhower out of more than 3,000 submissions.

🔹 There have been 27 official versions of the flag, most updated simply to add stars as new states joined the Union. Each change marks another chapter in our nation’s growth.

🔹 Red, white, and blue weren’t chosen at random. According to Charles Thomson of the Continental Congress, red represents hardiness and valor, white stands for purity and innocence, and blue symbolizes vigilance, perseverance, and justice.

🔹 Six American flags have been placed on the moon by Apollo missions, beginning with Neil Armstrong and Buzz Aldrin.

🔹 Today’s flag design is the longest-running in U.S. history, unchanged since Hawaii became a state in 1959.

We hope your Flag Day is filled with pride, reflection, and appreciation for the history this symbol carries.

With the rising cost of doing business, our team at Kilgore Insurance wants to help you stay protected. One important option to keep on your radar is equipment breakdown coverage. This coverage can help absorb unexpected costs when essential systems or machinery fail.

Swipe through to see what equipment breakdown coverage includes, how it works, and why it matters for businesses that rely on key equipment every day.

If your operations depend on critical systems, it may be time to review what your current policy does and doesn’t cover. Reach out to our team anytime — we’re here to help you make sure your business is protected.