Community Title Network - Baltimore
Community Title Network (CTN) is a full-service residential and commercial title company.
Title Talk Tuesday, Ep. 5 đïž
What's the second worst day to schedule a Maryland real estate settlement?
Monday.
Not because you can't close on Monday. Because if your Friday closing pushed and you're asking for Monday at 10 a.m., the answer is probably no. Everything I need to close early Monday had to be in my hands Friday.
With Monday, there's no yesterday. Nobody's working Sunday.
These tips aren't rules. They're triggers to think through the process â and if you're stuck, call us. That's what we're here for. đ https://communitytn.com/locations/baltimore/
09/22/2026
Joint Tenants. Tenants in Common. Tenants by the Entirety.
Most buyers have never heard these terms until theyâre asked how they want to take title to their new home. But that decision can affect taxes, liability, and what happens to the property when an owner passes away.
In Episode 3 of Real Estate with the Resnicks: The Power of the Deed, we break down the different ways to hold title in plain English, including why one option is often considered the gold standard for married couples in Maryland.
đ„ Watch the full episode: https://www.youtube.com/playlist?list=PLz5p4uRKITHLeEQwwTHyka2DercU7q6uD
đ Closing in Baltimore? https://communitytn.com/locations/baltimore/
đ Closing in Towson? https://communitytn.com/locations/towson/
Maryland-specific. Tenancy options vary by state. Not legal advice.
What does it actually mean to have a âclean titleâ?
Before a property can change hands, thereâs important work happening behind the scenes. A title search examines the propertyâs history to uncover potential issues, from unreleased liens and ownership discrepancies to other claims that could impact the transaction.
The goal? Identify and resolve those issues before they become your problem.
In this episode of Real Estate with the Resnicks, we break down why a clean title matters and how the title process helps protect buyers and keep transactions moving toward the closing table.
đ„ Watch the episode: https://www.youtube.com/watch?v=T2E3XIpfXjU&feature=youtu.be
Some things are better left unsaid until after closing. đ
Just before one transaction was set to close, a buyer casually mentioned that their brand-new Suburban might not fit in the garage.
Thankfully, the deal still made it to the closing table. But it makes for a great reminder: when youâre this close to closing, timing matters.
Hear the full story and more real-world closing lessons in this episode of Real Estate with the Resnicks.
đ„ Watch the episode: https://www.youtube.com/watch?v=X5OkOAYLLrA&feature=youtu.be
09/15/2026
Earnest money just got easier.
With ZOCCAMÂź, Community Title Network gives agents a faster, more secure way to deliver EMDâright from their phone.
No driving checks.
No delays.
No guesswork.
Just a simple, digital solution that keeps deals moving and clients confident.
Itâs one more way we support agents with the tools they actually needâwhen they need them.
Learn more: https://communitytn.com/emd-delivery/
For long-term asset protection and estate planning, an irrevocable trust can be a powerful tool. But what actually makes it different from a revocable trust?
In this episode of Real Estate with the Resnicks, we break down how irrevocable trusts work, including the trade-off between control and protection, how assets held in a trust can avoid probate, and where this type of planning may come into play for creditor protection, estate planning, and Medicaid considerations.
The biggest takeaway? The time to think about protecting your assets is before you need the protection.
đ„ Watch the full episode: https://www.youtube.com/watch?v=oDP3t0JTaBM
Maryland-specific. Trust, tax, estate planning, and Medicaid rules vary based on individual circumstances. Not legal or tax advice.
09/10/2026
No mortgage. No occupant. Often an out-of-state owner who rarely visits. Thatâs why 62% of seller impersonation cases involve vacant land, according to NARâs 2025 survey.
Scammers pose as the owner, list the property below market value, push for a quick cash sale, and may refuse video calls.
In our fraud deep-dive episode of Real Estate with the Resnicks* we walk through how the scam works, the red flags to watch for, and steps that can help protect property owners and real estate professionals.
đ„ Watch the episodes: https://www.youtube.com/playlist?list=PLz5p4uRKITHLeEQwwTHyka2DercU7q6uD
đ Closing in Baltimore? https://communitytn.com/locations/baltimore/
đ Closing in Towson? https://communitytn.com/locations/towson/
*Maryland-specific. Fraud alert programs vary by county and state.*
09/03/2026
In case you missed it: A property tax rule that could catch your buyer â and their lender â off guard.
In the latest Title Talk Tuesday, James Schroeder shares a real example from Dorchester County where a transaction hit a snag at recording because the property taxes had been set up for semiannual payment.
The issue? On a transfer, the county required the taxes to be paid annually for the first year.
That meant the buyer needed to come up with additional funds, despite their lenderâs escrow being structured around semiannual payments.
If youâre doing business on Marylandâs Eastern Shore, James explains why this is something agents and lenders should be talking about before it becomes a last-minute surprise.
Watch the latest episode of Title Talk Tuesday and reach out to James or our team with any questions.
Maryland Property Tax Rules: What Agents Need to Know About Eastern Shore Closings Maryland real estate agents: an unexpected property tax requirement...
Title Talk Tuesday: Could property taxes impact your buyerâs cash to close?
In Episode 2, James Schroeder, the Maryland Title Guy, breaks down a property tax issue Maryland Realtors should have on their radar, especially when an investment property is being purchased as a primary residence.
Depending on the county and timing of the settlement, a buyer who expects taxes to be handled semiannually could unexpectedly need thousands more at closing. James shares a recent Howard County example where the difference was roughly $4,500.
The key? Get ahead of it. Talk with the lender and title company early so there are fewer surprises at the settlement table.
Have a title question for the next Title Talk Tuesday? Drop it below or reach out to Community Title Network.
https://youtu.be/CyiNLMzSGzU
https://communitytn.com/locations/baltimore/
08/18/2026
đ Title Talk Tuesday is officially here!
James Schroeder, Business Development in Baltimore, just launched a new video series designed to help educate Maryland real estate agents on the title and settlement questions that come up every day.
From things you may have forgotten to situations you simply havenât encountered yet, James is breaking down the topics agents should know to help create smoother settlements for everyone involved.
Have a question or a topic youâd like James to cover? Drop it in the comments and follow along every Tuesday.
đ Go show James some support and check out the first Title Talk Tuesday! https://www.instagram.com/p/DcLlk8kMUWc/
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Address
1500 Whetstone Way, Suite T-100
Baltimore, MD
21230
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 9am - 5pm |