LA Lending, LLC

January at a glance:

$2,269,935 total closed
$567,483 average loan amount
5.71225% average rate
$8,825 saved in borrower fees

I’m incredibly grateful for the families who trusted me with their home financing to start the year. Every number represents a real person, a real story, and a big milestone.

If buying, refinancing, or planning ahead is on your 2026 vision board, let’s talk!

Friends,

First, I just want to say how truly honored I am to be nominated for Best of Baton Rouge. Being recognized like this, especially as a local woman-owned business & mortgage broker, means more than I can easily put into words.

For the past 18 years (soon to be 19!), I’ve owned and built LA Lending the only way I know how. Through hard work and education, I show up for my clients every single day.

With that said…

If you’ve ever trusted me with your mortgage, referred someone my way, or simply supported me / my business, I would be so grateful for your vote.

I’m nominated in two categories: Finance/Home Mortgage and Services/Woman-Owned.

You can vote daily through Friday, January 23, and please be sure you’re voting for LA Lending (the original—there are a few variations listed).

And if you’re feeling extra generous, Michael, the reigning champion of massage in Baton Rouge, is also nominated under Health & Beauty. (MassageBR)

Thank you for supporting me, my business, and my family. I truly wouldn’t be here without you!! (And if you could react to this post it helps more people see it!)

https://www.votebatonrouge.com

TLDR: 2-step refinance process to get the best lifelong savings. Call Chasity. 🙂

I’m working this morning — Saturday strategies for clients — and I’m helping two different families right now with the same plan. Thought, you know… Facebook might want to know. It could save a lot of people stress right now!!

Both have credit cards and other debt at high rates that just aren’t moving. Both own homes with some equity. We looked at HELOCs, but they didn’t quite hit the big goal.

Solution - we’re doing a cash-out refinance now to pay off everything and roll it into one mortgage to set us up for long-term success.

Why? Guidelines don’t allow me to pull cash and get the best rate in one transaction. Cash-out refinances price higher than rate/term refinances. So the plan is to watch rates long-term and jump when the time is right to lower the entire loan for lifelong savings.

_____________________________

It’s a two-step process:

Use equity to put all your debt into one loan now.

After 7–8 months (and the market gives us an opening), refinance again for the best rate possible.

If rates drop in 2026, you’re already in position. Simple, but it works. Less stress now. Better rate later.

I like it. We're in this together.
Call or DM me. I'm here to help!

(225)773-6163 cell/text
[email protected]

Laissez les bons temps rouler with LA Lending! 💜💚💛 Whether you’re looking for a new home or refinancing, Chasity Graff - Lender makes the process as smooth as a Mardi Gras parade. 🎭🎷 Let’s turn your homeownership dreams into reality—no mask required!





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🔍 Find Your 2025 Energy! What do you see? 👀✨

🏰 Your home isn’t just a place; it’s your sanctuary, your legacy, and your dream come true. Let’s make sure your castle is everything you’ve envisioned—starting with the right mortgage. 🏡✨

🔁 Such a powerful reminder to look beyond the moment. 💡

Markets change, opportunities evolve, and smart investors plan ahead. Let’s work together to create a mortgage strategy that supports your long-term vision. 🏡📊

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🎄✨ I’ve been hearing so much about NOLA ChristmasFest, and I think this might be the year we take the kids! It’s from December 20th-30th at the Convention Center, and it sounds like such a fun and unique way to celebrate the holidays.

They’ve got an ice-skating rink, carnival rides, a Gingerbread Village, and even a giant ice slide section. I know the kids would love it—there’s something about a winter wonderland in the middle of New Orleans that feels so special.

Has anyone been? Let me know what’s a must-do while we’re there! 🎅⛸️



https://www.facebook.com/NOLAChristmas