Troutman Insurance Agency

We were proud to support the Miracle League of Louisiana - Baton Rouge as a sponsor of its annual golf tournament!

The Miracle League gives children with disabilities and special needs the opportunity to experience the joy of playing baseball as part of a team, with a specially designed field, dedicated coaches and volunteers, and a community cheering them on.

We’re grateful for the work the Miracle League does for children and families throughout our community and happy to play a small part in supporting its mission.

Thanks to everyone who helped make this year’s tournament a great day!

Have a great Labor Day!

Your backyard should be a place to relax, but a few common features can also create safety risks.

From trampolines and playsets to fire pits, lawn equipment and water features, take a few minutes to look around your yard for potential hazards. Check equipment for wear, keep children supervised and make sure anything that could cause an injury is properly secured.

A quick backyard safety check can help keep the rest of your summer fun and accident-free.

Yard Safety | Travelers Insurance Backyard activities, such as swimming in a pool and grilling, have their own set of risks. Help prevent accidents with yard safety tips from Travelers.

When it comes to homeowners insurance, rising premiums aren’t the only thing to keep an eye on.

New national data show insurance companies are increasingly choosing not to renew some homeowners policies as they reassess risks from severe weather, rising claims and higher rebuilding costs.

For homeowners, it’s another reminder to pay attention to renewal notices, understand your coverage and stay in touch with your agent. If you receive a non-renewal notice, don’t wait until your policy expires to start looking at your options.

Homeowners face growing home insurance threat beyond cost Rising costs are only one part of what the data reveal.

Some encouraging news for Louisiana homeowners: after years of steep increases, some insurance companies are beginning to lower their rates.

The decreases vary by company and policy, and rising construction and rebuilding costs are still putting pressure on premiums. But increased coverage options and lower rates from some carriers are welcome signs for Louisiana’s insurance market.

If your renewal is coming up, this is another good reason to review your coverage and see what options are available.

Read more from FOX 8 below.

Some Louisiana homeowners see insurance premiums drop Property insurance premiums soared for many Louisiana residents after catastrophic hurricanes in 2020 and 2021, but now rates are dropping for some policyholders.

Planning a summer road trip? Before you hit the highway, take a few minutes to make sure you and your car are ready.

From tire trouble on hot pavement to unexpected breakdowns and gaps in insurance coverage, a little preparation before you leave could save you a major headache down the road.

Before pulling out of the driveway, ask yourself:

• Is your vehicle road-trip ready?
• Do you have the right insurance coverage?
• Are you prepared if something goes wrong along the way?

A few minutes of preparation now can make a big difference later.

Check out these summer road trip safety tips:

The 3 Safety Questions To Ask Before Your Summer Road Trip From tire blowouts on 150-degree pavement to costly insurance gaps, these three checks can save you thousands during the 100 deadliest days of driving.

Happy 250, America! 🎆

Cyber insurance isn’t just about having a policy anymore. As cyber threats become more sophisticated, insurers are placing greater emphasis on the security measures businesses have in place before providing coverage or paying claims.

A few simple steps can help strengthen your business:
✅ Enable multi-factor authentication
✅ Keep software and devices up to date
✅ Back up important data regularly
✅ Train employees to recognize phishing emails

Strong cybersecurity doesn’t just help protect your business, it can also put you in a better position when it comes to cyber insurance.

As cyber risk evolves, the insurance industry tightens guardrails C-suite executives are concerned about resilience, but claims are increasingly tied to strict underwriting standards.

Pool days are one of the best parts of summer, but safety should always come first.

Whether you’re hosting a backyard gathering or enjoying a quiet afternoon by the water, a few simple precautions can make all the difference:

✅ Never leave children unattended near the pool
✅ Keep rescue equipment nearby
✅ Make sure gates and barriers are secure
✅ Establish and follow pool rules
✅ Learn CPR and emergency response basics

A little preparation can help keep the focus on fun all season long.

Check out more pool safety tips
https://www.travelers.com/resources/home/safety/swimming-pool-safety-tips

Swimming Pool Safety Tips | Travelers Insurance Swimming pool safety should be top of mind for anyone owning or using a pool. Keep yourself and your family safe with pool safety tips from Travelers.

Summer is peak season for home insurance claims, and not just because of hurricanes.

From wind, hail, and heavy rain to grill fires, pool accidents, and vacation-related risks, summer brings plenty of opportunities for unexpected damage.

Now is a great time to review your coverage and make sure it still fits your home and lifestyle.

Is your home covered? Why summer is peak season for insurance claims Summer storms, costly repairs, and program cuts may push home insurance rates higher next year; experts urge reviewing coverage to avoid gaps.