Ken Markman Realtor

Federal Law Could Reshape Florida Manufactured Homes
Federal policy is on the move—and it could have a significant impact on Florida’s manufactured housing market. As someone who’s spent nearly two decades navigating Florida real estate, I’ve seen how changes in regulations can transform what’s possible for buyers and owners alike. This new law stands to raise insured loan limits, which is a big deal—manufactured-home buyers have long faced higher borrowing costs than traditional homeowners, often limiting their options.

Florida has already seen its share of regulatory tightening, especially since the post-1992 wind requirements. As quality increased, so did costs, making affordability a common concern. Now, with the federal definition potentially expanding beyond homes built on permanent chassis, there could be more flexibility in design and placement—although local zoning rules still set boundaries.

Ultimately, the real test will be how these federal changes interact with local standards, financing, inspections, and permitting. The landscape is evolving, and experience navigating these complexities has never been more important for buyers, sellers, and investors alike.

Fed Raises Key Rate to 3.75%-4%
The Federal Reserve has just raised its key rate by 0.25%, bringing it up to the 3.75%-4% range—the first increase since July 2023. With inflation still above the Fed’s 2% target, officials are signaling that another hike could be on the horizon before year’s end. The next Fed meeting is set for October 27-28, 2026, when they’ll take another look at inflation and the broader economic picture. As someone who’s navigated the real estate market for over 18 years as an agent, investor, and property manager, I know how shifts in interest rates can impact everything from buying power to investment strategies. Staying informed on these policy moves helps us make the best decisions for your real estate goals.

Picture a two bedroom two bath villa in Boynton Beach with a driveway, garage, fresh paint, garden views and access to a brand new sixteen million clubhouse offering fitness, social events and beach style fun

Florida's Proposed Property Tax Changes: What Property Owners Should Know About The 2026 Save Our Homes Proposal
Big changes could be on the horizon for Florida property owners. The 2026 Save Our Homes proposal will give voters a chance to decide on a significant increase to the homestead exemption—raising it to $250,000 for non-school taxes by 2028. There’s also a proposed reduction in the annual assessment cap for many non-homestead properties, dropping it to 5% starting in January 2027. With nearly two decades working as a realtor, investor, and property manager, I know how much these shifts can impact both homeowners and investors. As the landscape evolves, staying informed is key to making confident decisions about your property and future investments.