Ferrari Lending - Mortgage Broker

𝗖𝗼𝘂𝗽𝗹𝗲𝘀 𝗰𝗮𝗻 𝗯𝗼𝗼𝘀𝘁 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝘄𝗶𝘁𝗵 𝗼𝗻𝗲 𝘀𝗶𝗺𝗽𝗹𝗲 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻
Research found that just over 40% of couples actively coordinate their 401(k) contributions to maximize employer matching funds.
https://www.housingwire.com/articles/couples-can-boost-retirement-savings-with-one-simple-conversation/
Contact Alexandre Ferrari at 561-571-2552 or https://linktr.ee/ferrarilending

𝗗𝗼 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗡𝗲𝗲𝗱 𝗮 𝗛𝗶𝗸𝗲 𝘁𝗼 𝗠𝗼𝘃𝗲 𝗟𝗼𝘄𝗲𝗿?
There’s an argument floating around that if the Fed hikes rates, long-term rates will move lower. That includes things like 30-year fixed mortgage rates, which recently hit fresh 52-week highs. Basically, a Fed hike will send a signal to the bond market that new Fed chair Kevin Warsh is serious about combating inflation. As such,… Read More »Do Mortgage Rates Need a Hike to Move Lower?

The post Do Mortgage Rates Need a Hike to Move Lower? appeared first on The Truth About Mortgage.
https://www.thetruthaboutmortgage.com/do-mortgage-rates-need-a-hike-to-move-lower/
Contact Alexandre Ferrari for Florida real estate, mortgage and insurance at alexandreferrari.com

𝗞𝗶𝗺 𝗦𝗺𝗶𝘁𝗵 𝗼𝗻 𝗦𝗺𝗮𝗿𝘁𝗳𝗶’𝘀 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝘁𝗼 𝗴𝗿𝗼𝘄 𝘁𝗵𝗲 𝗿𝗲𝘃𝗲𝗿𝘀𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗽𝗶𝗲
The lender’s growth strategy hinges on "growing the pie" by equipping traditional, forward-centric loan officers with the tools and education needed to seamlessly offer reverse mortgages to their clients.
https://www.housingwire.com/articles/smartfi-forward-los-reverse-mortgages/
Contact Alexandre Ferrari at 561-571-2552 or https://linktr.ee/ferrarilending

𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗱𝗲𝗳𝗮𝘂𝗹𝘁𝘀 𝗹𝗲𝘃𝗲𝗹 𝗼𝗳𝗳 𝗶𝗻 𝗝𝘂𝗻𝗲, 𝗙𝗛𝗔 𝗻𝗲𝘄 𝗱𝗲𝗳𝗮𝘂𝗹𝘁𝘀 𝗱𝗼𝘄𝗻 𝟭𝟱%
ICE said June delinquency was 3.55% and FHA new defaults fell 15% year over year, while foreclosure inventory rose to 0.53%.
https://www.housingwire.com/articles/mortgage-defaults-june-fha/
Contact Alexandre Ferrari at 561-571-2552 or https://linktr.ee/ferrarilending

𝗙𝗹𝗮𝗶𝗿 𝘀𝗮𝘆𝘀 𝗔𝗜 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗱 𝗹𝗲𝗮𝗱 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗶𝗼𝗻 𝗶𝗻 𝗪𝗲𝘀𝘁 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗱𝗲𝗽𝗹𝗼𝘆𝗺𝗲𝗻𝘁
Flair says West Capital used its AI voice agents in May, placing 318,000 calls, reaching 11,400 borrowers and creating 1,788 warm handoffs.
https://www.housingwire.com/articles/west-capital-flair-ai-voice/
Contact Alexandre Ferrari at 561-571-2552 or https://linktr.ee/ferrarilending

𝗧𝗵𝗲 𝘀𝗶𝗹𝗲𝗻𝗰𝗲 𝗮𝗳𝘁𝗲𝗿 𝘁𝗵𝗲 𝗯𝗿𝗲𝗮𝗰𝗵 𝗶𝘀 𝘁𝗵𝗲 𝗽𝗮𝗿𝘁 𝘆𝗼𝘂 𝗰𝗼𝗻𝘁𝗿𝗼𝗹
Mortgage data breaches often expose decades of records. Notification deadlines increasingly run from discovery, so long delays can deepen legal and
https://www.housingwire.com/articles/mortgage-breach-notification-delays/
Contact Alexandre Ferrari at 561-571-2552 or https://linktr.ee/ferrarilending

𝗡𝗲𝘄 𝗛𝗼𝗺𝗲 𝗦𝗮𝗹𝗲𝘀 𝗥𝗲𝗴𝗮𝗶𝗻 𝗦𝗼𝗺𝗲 𝗟𝗼𝘀𝘁 𝗚𝗿𝗼𝘂𝗻𝗱
New home sales rebounded modestly in June, recovering some of the previous month's decline, though activity remained below year-ago levels as elevated mortgage rates and affordability challenges continued to weigh on demand. According to the latest Census Bureau and HUD data, sales of new single-family homes rose to a seasonally adjusted annual rate of 628,000 , up 1.6% from May but 5.6% lower than one year earlier. In the bigger picture, this sector has been broadly flat ever since the post-covid volatility died down in early 2023. Inventory edged slightly lower during the month. The number of new homes for sale slipped to 485,000 , down 0.2% from May and 3.2% below June 2025 levels. At the current sales pace, that translated to a 9.3-month supply, down from 9.4 months in May but up from 9.0 months a year earlier. Home prices declined in June. The median sales price fell to $398,300 , down 3.3% from May and 2.7% below its level a year ago. The average sales price also moved lower, dropping to $475,400 , a 9.5% monthly decline and 6.5% below June 2025. As a reminder, home price declines in this data set are not necessarily apples to apples as they can be driven by builders building smaller homes among other variables.
https://www.mortgagenewsdaily.com/news/07242026-new-home-sales
Contact Alexandre Ferrari @ 561-571-2552 or https://linktr.ee/ferrarilending

𝗛𝗼𝘄 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀 𝗔𝘃𝗼𝗶𝗱 𝗮 𝗥𝗲𝘁𝘂𝗿𝗻 𝘁𝗼 𝟳%
There are alarm bells ringing that mortgage rates are going back to 7%. I’m seeing articles, I’m hearing from housing doomers. Everyone seems to think mortgage rates are going much, much higher. But then you look at a prediction market website, and the odds of a rate even above 6.9% this year is super low.… Read More »How Mortgage Rates Avoid a Return to 7% The post How Mortgage Rates Avoid a Return to 7% appeared first on The Truth About Mortgage.
https://www.thetruthaboutmortgage.com/how-mortgage-rates-avoid-a-return-to-7/
Contact Alexandre Ferrari for Florida real estate, mortgage and insurance at alexandreferrari.com

Comprar um imóvel nos EUA e receber aluguéis em dólar é o objetivo de muitos brasileiros. Mas você sabia que pode financiar esse imóvel direto nos Estados Unidos de forma simples? 🇺🇸✨

O programa de crédito para estrangeiros (Foreign National Mortgage) foi feito sob medida para quem não mora nos EUA mas quer investir lá. Veja como funciona:

💰 Apenas 20% de entrada: O restante é financiado com taxas competitivas.
📄 Sem burocracia de renda: Você não precisa apresentar comprovante de renda ou imposto de renda do Brasil. O banco avalia o fluxo de caixa do próprio imóvel para aprovar o crédito!
🏢 Nome próprio ou Empresa: Escolha se prefere fechar o negócio no seu nome ou abrir uma empresa (LLC) nos EUA para proteger seu patrimônio.
⚡ Processo rápido: Aprovação e fechamento ágeis para você não perder nenhuma oportunidade.

Deixe as desculpas de lado e comece a construir seu patrimônio em dólar. ➡️ Clique no link da bio (ou no botão abaixo) e fale com a nossa equipe pelo WhatsApp para fazer uma simulação!

https://calendly.com/alexandreferrari/60min