BR Risk Group Specialty Insurance Services

Private companies face real D&O exposure, even when they are not publicly traded.

Ownership disputes, investor communications, lender concerns, management decisions, and leadership changes can all create risk for the business and its decision-makers. A private company does not need public shareholders to face a claim. It only needs people making decisions on behalf of the company.

Our latest article, Private Company D&O Insurance Explained, breaks down what private company D&O insurance is, why it matters, where claims may come from, and what business owners should review before choosing a policy.

📌 Review our latest article: https://bit.ly/4eAxoIP

At BR Risk Group™ Specialty Insurance Services, LLC, we help business owners understand their management liability exposure and secure coverage that fits the company they are building.

Private Company D&O Insurance Explained For many business owners, directors and officers (D&O) liability insurance feels like something only large public companies need. In reality, private companies can face serious claims tied to …

In remembrance of those who gave everything in service to our country. We are grateful, today and every day.

At BR Risk Group Specialty Insurance, we don’t believe in one-size-fits-all insurance.

Your business has its own risks, contracts, clients, and challenges—so your coverage should be built around your operation, not squeezed into a generic policy.

We recently helped a small professional services firm that needed more than just a basic quote. After a consultative review, we identified key coverage gaps and added tailored endorsements to better protect the business.

The result? Clearer coverage, stronger protection, and greater peace of mind.

If you’re not sure whether your current policy truly fits your business, let’s take a closer look.

BR Risk Group Specialty Insurance
Insurance built around your business.

Visit www.brriskgroupins.com to start the conversation.

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It is the near total interconnectedness of the world today that make cyber risks, and the potential for the losses associated with them to accumulate rapidly, a concern for virtually every type of business.

As more businesses shift to digital operations, cybercrime has increased, and a single data breach can lead to devastating consequences.

The primary benefit of cyber insurance is that it can help provide you and your business with peace of mind regarding the financial risks associated with cyber-attacks.

Learn more: https://www.brriskgroupins.com/should-my-business-focus-on-cyber-insurance/

Should My Business Focus On Cyber Insurance? - Should my business focus on cyber insurance? The short answer for any size business, to help protect against cyber attacks, is yes!

is not slowing down. It is becoming more targeted, more disruptive, and more expensive.

Two recent reports from Travelers and Coalition point to the same message:
Ransomware pressure is not letting up.

For example, Travelers cites 7,837 ransomware victims in 2025, a 50% increase over 2024, while Coalition reported that average ransomware demands surged 47% year over year to more than $1 million. [Sources: Travelers Cyber Trends 2026; Coalition 2026 Cyber Claims Report]

Additionally, Coalition found that 70% of ransomware claims involved both encryption and data exfiltration. [Source: Coalition 2026 Cyber Claims Report]

Remote access also remains a major exposure. Travelers found that VPNs and other external remote services were the initial access method in 52% of ransomware and system intrusion claims in 2025. [Source: Travelers Cyber Trends 2026]

Further, human-driven fraud is still a major loss driver. Coalition reported that business email compromise (BEC) and funds transfer fraud (FTF) made up 58% of claims, and 71% of FTF claims resulted from social engineering. [Source: Coalition 2026 Cyber Claims Report]

The takeaway for business owners: cyber risk is not just an IT problem. It's a financial, operational, and contractual risk.

If your business still relies on legacy remote access tools, weak payment verification procedures, or assumes backups alone will solve a ransomware event, now is the time to take a closer look.

At BR Risk Group Specialty Insurance, we help businesses understand where cyber claims are actually happening, where coverage gaps can hurt, and how to build protection that reflects today’s threat landscape.

Learn More: https://www.brriskgroupins.com/everyone-is-susceptible-to-cyber-risks/

Everyone Is Susceptible to Cyber Risks Everyone is susceptible to cyber risks, no matter the size of your business, or level of your business's digital sophistication.