Hometap

An involuntary lien is a legal claim placed on a property for unpaid debts — and sometimes, homeowners don't even know they have one.

Common types include tax liens, contractor liens, and judgment liens. They can prevent you from selling, refinancing, or accessing your equity until they're resolved.

Jerome shared his experience navigating this exact situation:

"My initial application was met with tax liens that I was not aware of. Erick was steadfast in helping me to get these matters resolved. He was patient and professional at all times. Needless to say, the end result was very favorable. I did cross the finish line. Erick was the reason for that!"

If you're focused on creating a little more room in your monthly budget, the kind of financing you're after probably looks a little different than your parents' options did...and results of a recent Hometap survey of 1,000 homeowners backs that up.

Three priorities stood out. First, trust: across generations, a majority said it often feels like traditional lenders don't have their best interests at heart. Second, flexibility: homeowners want products that can flex with life's changes, not rigid structures. And third, a simpler process: most described accessing equity the traditional way as outdated and difficult.

The right fit depends on your goals and your full financial picture, but knowing what you're looking for makes the decision a lot clearer.

👉 Curious to learn what homeowners are looking for? Read more: https://bit.ly/4eIv9DH

According to a recent Hometap survey of 1,000 homeowners, of those who feel financially stressed, nearly 80% say they're spending a higher share of their income on housing than ever before — yet few could tell you exactly how much.

That's the tricky part. When the true cost of your home is a rough estimate, it's hard to know whether you're actually on track or if something needs to change.

That's exactly why we built our Cost of Homeownership Assessment. In just a few minutes, it shows you where your money is really going — and gives you personalized guidance on what to do next.

It's completely free.

👉 Try it here: https://bit.ly/4g0JGN8

When you're making a big financial decision, having someone in your corner who gives you the space to change your mind — and still supports you — makes all the difference.

Michelle and her family worked with Hometap Investment Manager Chris to access their equity on their own terms, with no monthly payments. That's the kind of experience every homeowner deserves.

Let's say you're thinking about a renovation or a home upgrade, but aren't sure what makes sense for your home or your finances. The first question you'll need to answer: what's your home actually worth?

Many online estimators rely heavily on recently sold homes nearby (called "comps"), which can be a great starting point. But comps alone don't always tell the full story. Other factors, like undocumented upgrades or fast-moving market changes, can impact estimated value.

That's why it's worth finding a tool that blends multiple industry-proven data sources for a more reliable figure. Hometap's free Home Value Estimate does exactly that. It also includes a 10-year forecast so you can see where you and your equity could be headed.

Get started today: https://bit.ly/417fwPv

The sandwich generation — homeowners who are simultaneously supporting their aging parents and their own children — faces a unique kind of financial pressure.

Their expenses come from multiple directions at once: home modifications to help a parent age in place, education or living costs for their kids, and years of deferred maintenance on their own home, because everyone else's needs kept coming first.

Home equity can be one way to address several of these needs at once, without having to choose between them. Our guide walks through how homeowners in this position are approaching their options — and what to think through before making any moves.

https://bit.ly/3S7U0Ja

If you're a homeowner with equity, it may be a capital source you haven't fully considered.

Home equity can be used to fund business growth, but how you access it matters. Every option comes with its own structure, qualification requirements, and tradeoffs. Understanding each one is the first step toward making a decision that works for your business and your household.

Our latest guide covers the most common solutions, and what questions to ask before making any moves.

👉 Read the full guide: https://bit.ly/3PKo6Ss