FH Insurance

Employers and plan administrators should understand the content, timing, and distribution requirements for both SBCs and SPDs.

Less paper, more flexibility? A new DOL proposal could give ERISA group health plans another way to deliver required disclosures electronically.

https://fh-insurance.com/dol-proposes-electronic-delivery-for-group-health-plans/

2028 sounds far away, but PFML prep starts now. Virginia employers should map payroll, policies, notices, and FMLA coordination early.

https://fh-insurance.com/virginia-enacts-statewide-pfml-program/

A small leave entitlement can carry big compliance weight. One of the most significant features of the law is how it coordinates with the federal Family and Medical Leave Act.

https://fh-insurance.com/new-illinois-nicu-leave-law/

Details matter with Medical Loss Ratio rules.

Identify, simplify, and clarify for a healthy and sustainable workplace. https://fh-insurance.com/reducing-workplace-friction-before-it-becomes-burnout/

Consider employee financial wellbeing as a retention strategy.

Visible leaders ultimately improve overall company culture and employee performance.