Estate Performance Advisors

Financial wellness is crucial for a vibrant retirement. Estimating retirement income needs helps in financial planning. Preserve your financial health by accounting for inflation and life expectancy, ensuring your strategy remains evergreen.

Estimating Your Retirement Income Needs Retirement planning isn't an exact science, but you can plan on needing a significant percentage of your current annual income in your retirement years. You'll want to identify your expenses and also account for inflation. You'll have to consider your life expectancy in determining whether your inco

Join the fun at the Royal Oak / Ferndale Senior Expo! 😊 Enjoy free health screenings, refreshments, prizes every hour, and a chance to connect with local resources.

📅 Tuesday, October 6 | 10 AM–1 PM
📍 Royal Oak Farmers Market
✅ FREE admission and parking!

Bring a friend and stop by—we’d love to see you!

Financial wellness in retirement is not just about saving; it's about confidently spending your nest egg. Effective financial planning helps retirees transition from saving to enjoying what they’ve diligently built over the years.

Why So Many Wealthy Retirees Hoard Their Nest Eggs For many retirees, the challenge isn’t saving enough—it’s feeling comfortable enough to spend what they’ve worked so hard to build.

Achieve financial wellness with strategic financial planning. Aim for retirement saving goals similar to the top 10%, perhaps replacing 70-80% of pre-retirement income. Prioritize investor education and consider smart investing for a secure future.

What the Top 10% Save for Retirement: Key Strategies A common rule of thumb suggests saving enough to replace 70% to 80% of your pre-retirement income to maintain your lifestyle in retirement. For the average American, it may be challenging to build a nest egg this large, but not for the top 10%.

See you there…

Thank You to Our Healthy Living Expo Sponsors!

The 2026 Healthy Living Expo wouldn’t be possible without the generous support of our sponsors! Their commitment to healthy aging, wellness and our community helps us bring together valuable resources, trusted professionals and opportunities for older adults to stay informed, connected and engaged.

A special thank you to our presenting sponsor, Lockwood of Lyon; associate sponsor, Oasis Senior Advisors Greater Ann Arbor; and supporting sponsors, Estate Performance Advisors, Jordan River Living, Center Street Pharmacy and OakBrook Senior Living.

We’re grateful for your partnership and support in making this year’s event possible!

📅 Wednesday, Oct. 7 | 10 am-12:30 pm
📍 Northville Community Center

Join us for a morning dedicated to living well at every stage of life! 💙

Millions of Medicare Advantage enrollees face plan changes as insurers adjust offerings. Consider revisiting financial wellness and planning to ensure health insurance needs align with future retiree goals.

Millions Must Switch Medicare Advantage Plans as Insurers Pull Back—What It Means for You Millions enrolled in Medicare Advantage plans must choose new coverage or revert to traditional Medicare, potentially disrupting their healthcare.

Embracing AI in financial planning is key for financial wellness. Investing in AI means acknowledging its role in shaping economic futures. Understanding AI’s potential can enhance investment strategies and secure a stronger financial foundation.

We’re All AI Investors Now Like it or not, we are all betting on AI taking over the economy.

Higher interest rates impact financial wellness by altering stock valuations, putting pressure on balance sheets and dividends. Financial planning now requires understanding these shifts for better investor education and navigating current market dynamics.

What Higher Interest Rates Mean for Stocks Higher interest rates are changing how investors value stocks as 5% Treasury yields put pressure on valuations, balance sheets and dividends.

Financial wellness requires smart planning, especially with Medicare changes in 2027. Pay attention to health insurance options, as costs may shift based on coverage. Tailor strategies to safeguard retirees' financial health.

5 Medicare Changes Coming in 2027 and What They’ll Cost You Medicare costs are changing again in 2027, and whether you’ll pay more depends largely on your coverage.

Achieving financial wellness requires strategic financial planning. For retirement with a paid-off home, the average nest egg varies by state, from $572K to $909K for singles and $700K to $1.18M for couples. Factor in taxes, insurance, and fees.

The Nest Egg You Need to Retire Comfortably With a Paid-Off Home in Each State A single retiree with a paid-off home may need about $572,000 to $909,000 in savings, depending on the state. A typical mortgage-free couple could need $700,000 to $1.18 million for a comfortable retirement. Even without a mortgage, retirees still face housing costs such as property taxes, insurance...