Legacy Larry

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How Claiming Social Security Too Early Can Reduce Your Spouse's Future Income — Investopedia When couples rely on Social Security, the higher earner’s claiming age determines how much the surviving spouse receives for life. Each year the higher earner delays claiming can reduce the surviving spouse’s risk of falling into poverty by about 12%.

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Forget Leaving a Fortune, It Might Actually Be Best to Spend It All Before You Die—Here's Why — Investopedia Traditional retirement planning focuses solely on the goal of retirement, while “die with zero” planning focuses on achieving many goals throughout your life. The goal of the die-with-zero strategy is to spend all of your assets during your lifetime.