Rooted Financial Advisors - Thrivent

If you’re relatively new to investing, understanding the basics of how realized gains and losses are taxed can help you make smarter decisions. These 4 rules are a great place to start.

📌 For more, check out this guide: https://bit.ly/4p4h9Hn

As retirement gets closer, your financial focus may shift, and reassessing your risk tolerance becomes even more important. Here’s why. 👇

Your goals, time horizon and comfort level with market swings likely look different than they did 5 or 10 years ago. Your portfolio should reflect that.

This guide can help you understand how risk tolerance works, why it matters and what influences it: https://bit.ly/49cq5pt

Let’s review your strategy together and make sure your investments support your next chapter.

🏡 Your financial house should be built to last—and you can make it stronger with the right help.

Whether you’re working to lay a solid foundation, grow your money or shape your legacy, financial planning can help you:
✅ Prepare for the unexpected
✅ Save and invest for major milestones
✅ Adapt as your goals evolve

Together, we can create a financial plan with clarity and confidence, the same way a house is constructed. Reach out to learn more.

See thrivent.com/social for important disclosures.

Is your portfolio diversified? Having a mix of investments can help you manage risk, reduce volatility and build a reliable foundation for your long-term financial goals. Here are 4 primary components to help you diversify. ⬇️

Portfolio diversification: Importance, benefits & how to start As you manage your investments, you may have heard that it's a good idea to diversify your portfolio—or have a mix of assets. The idea is to avoid putting all of your eggs in one basket.

Seeing your hard-earned money go towards taxes can be frustrating. However, there are ways you can help reduce your tax burdens and become more tax efficient. ⬇️

7 ways to help reduce your taxable income Discover practical and effective strategies to help reduce your taxable income. From retirement savings to smart investment decisions, opportunities to keep more of your earnings are at hand.

Markets continue to navigate a mix of opportunities and challenges. Strong earnings, AI-driven investment and a resilient labor market supported equities, while higher interest rates remain a key consideration for investors. Learn more in Thrivent's September Market Update. ⬇️

September 2026 Market Update: Healthy growth sends stocks to new highs U.S. economy continues to grow at a healthy rate, but key risks remain for investors.

Fishing is like my first few years in business. Lots of casts to net a fish.

I had never thought of the comparisons between fishing and prospecting for business, but it was clear when I got to Canada how similar the two truly are!? I took a lot of time to learn how to tie a proper knot, learn my equipment, setup the rods and reels with the correct bait and then need the weather conditions to ensure we are fishing in the correct spots. And then you wait, you cast, you slowly reel the line while feeling if you have a bite and once you do, you do all you can to keep the fish on the line until it is safely in the boat! Same thing in business and if you are not fishing in the right places or with the right bait, good luck, you could be in for a long day!

It is incredible to realize that I have been fishing in this business for over 15 years and the skills remain the same. Know your fishing holes, know your equipment, know the conditions around you and be humble that every cast may not yield a fish nor a big fish.

But...when you feel that big fish it makes it worth it. Ironically the Muskie I caught was 41" and was not what we were targeting. I caught the fish without the right lure but yet I was in the right spot, and the fish was I guess hungry enough for a worm, rubber one at that!

What an incredible trip to experience with some family and friends and looking to go back again to keep fishing!

What are your favorite fishing holes? Do you have a favorite lure or bait? When is the last time you got out on the water to fish? Before I met my father-in-law, I had not fished since I was 12 with my grandfather. It has been enjoyable to experience again!

Many people approaching retirement feel unprepared or unsure whether their investments are positioned appropriately for this stage of life.

➡️ Before refining your strategy, it helps to revisit three core factors: your goals, your time horizon and your risk tolerance. Together, they can reveal whether your current allocation still supports what you need in the years ahead.

If you’re wondering whether you’re on track, let’s talk. We can review your investing strategy together and build a financial plan that supports you now—and throughout retirement.

See thrivent.com/social for important disclosures.

Wishing you and your loved ones a safe and relaxing Labor Day.

Passing on assets is more than drafting a will—it’s an opportunity to share the beliefs and goals that shape your legacy. By planning now, your legacy is shaped by intention, not left to chance. Let’s schedule time to connect and help ensure your values carry forward in a lasting way.

Wealth transfer strategies: How to leave assets to your loved ones Transferring wealth isn’t just about passing on assets—it’s about creating a lasting legacy. A thoughtful approach pairs expert financial planning with meaningful conversations with your beneficiaries, ensuring your intentions are understood and your values live on.